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Located on Centerville Road in Anderson County, just minutes from Lake Hartwell, this three-bedroom, two-bath home offers solid 1980s construction, architectural character, and a flexible financial incentive that sets it apart in today’s market. The property welcomes you with a split-rail fenced approach and an ample front yard screened from the highway, creating privacy and a true sense of arrival while maintaining convenient access to Anderson amenities and lake recreation. Inside, the home reflects a rustic, deconstructive architectural style built for longevity. The great room features exposed Mediterranean Cyprus beams and a large stone fireplace, providing warmth, character, and a natural focal point. Mediterranean Cyprus wood is used extensively throughout the home, a premium material known for durability and timeless appeal. The layout offers comfortable, functional living. The primary suite features a cathedral ceiling and double sinks, while secondary bedrooms are well-proportioned and adaptable for guests, family, or home office use. The kitchen is anchored by exceptionally well-built cabinetry, offering a strong foundation for everyday use and future personalization. Outdoor features add meaningful lifestyle value, including a workshop, potting shed, and a small wooden deck positioned to capture the afternoon sun—ideal for relaxing or entertaining. The home has been well maintained and is move-in ready, while still allowing the next owner to make cosmetic updates over time if desired. Updates are a matter of preference, not necessity. To support buyer flexibility, the seller is offering assistance applied toward closing costs, updates, repairs, rate buy-down, or other buyer-approved uses, enhancing affordability and customization options from day one. This property is ideal for buyers who appreciate solid construction, natural materials, architectural character, and the ability to personalize without overpaying for finishes. A rare opportunity to own a well-built home near Lake Hartwell with character, flexibility, and financial advantage. Schedule your showing to experience the quality and potential this home offers.
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 8x4 | Main |
| Bathroom | 8x4 | Main |
| Bedroom2 | 12x12 | Main |
| Bedroom3 | 12x12 | Main |
| Kitchen | 10x12 | Main |
| Laundry | 4x6 | Main |
| LivingRoom | 25x25 | Main |
| PrimaryBedroom | 18x22 | Main |
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Our Executive Mortgage Banker:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,920 | $223,920 | $223,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,343 | $1,397 | $1,845 |
| Total Monthly Payment | $2,011 | $2,065 | $2,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.