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Access to property is by scheduled appointment only. Seller if offering 4* BAC. Some photos have been edited to remove furniture. ** One or more photo(s) has been virtually staged. ** Built in 1999 ** No HOA ** 3 bedrooms and 2 full baths on one level ** 1, 240 square feet ** Attached garage and fenced yard. 465 Fleming Ave presents the kind of fundamentals that tend to matter most to buyers who want a straightforward home with a simple ownership profile: a one story layout, usable outdoor space, and a core build described as block, concrete, and stucco over a slab foundation with a shingle roof. The available listing information does not itemize a specific set of recent renovations, so the right way to position this home is as a clean baseline with practical components already in place and room to personalize over time. Interior details show all bedrooms and both bathrooms on the first level, supporting an easy daily routine and a layout that works for a primary residence or a long term hold. Cooling is listed as central air, and the kitchen includes a dishwasher, range, and refrigerator, which keeps the move in path direct. Outside, the lot provides real backyard utility with fencing already in place, and parking is handled with an attached garage plus driveway space. Utilities are listed as public water with a septic tank, a detail buyers often weigh when comparing operating costs and maintenance responsibilities.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,678 | $1,798 | $2,423 |
| Total Monthly Payment | $1,851 | $1,971 | $2,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.