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5318 Congo CT, Cape Coral, FL, 33904 | $659,900
WATERFRONT w/ DIRECT GULF ACCESS--DOCK, LIFT, POOL & MOVE-IN READY. PROPERTY BEING SOLD FOR LESS THEN LOT VALUE ALONE! Located in one of the most desirable boating areas of Cape Coral. Priced UNDER true lot value, this exceptional waterfront property offers a rare opportunity where comparable nearby lots are selling at similar prices—yet this one already includes a move-in-ready, coastal pool home, and full boating infrastructure. Enjoy an 80’ composite dock with Captain’s Walk, 10, 000 lb boat lift, and direct access to open water. The residence features an updated chef’s kitchen with quartz countertops, custom cabinetry, stainless appliances, and a large center island. The primary suite offers a walk-in closet, dual sinks, and a tiled walk-in shower. Wood-plank flooring, Bahama shutters, and designer lighting enhance the coastal feel throughout. Outdoor living shines with a sunning deck, custom Tiki Hut, and heated pool—perfect for enjoying dolphins, manatees, and sunset boating days. ALL NEW ROOF, IMPACT WINDOWS, A/C, ELECTRICAL & PLUMBING, REVERSE OSMOSIS WATER SOFTENING SYSTEM, POOL HEATER & PUMP, plus pool resurfaced including tile and OVERSIZED GARAGE WITH epoxy finished flooring. Close to beaches, dining, and shopping. Vacation-rental ready. Buy the lot, enjoy the lifestyle, and build in the future if desired. 1 year home warranty provided for buyer. "Renovations just completed with a final Certificate of Occupancy issued by the City of Cape Coral. "
Features
- Amenities: None
- Bedrooms: 3
- Baths: 2 full
- Style: 1 Story/Ranch,Traditional
- Development: YACHT CLUB
- Year Built: 1964
- Garage: 1-car Attached
- Heating: Central Electric
- Cooling: Central Electric
- Approx Sq. Feet: 1,657
- Acreage: 0.23
- Est. Taxes: $8,100
- Lot Desc: Regular
- View: Canal,Gulf,Pool/Club,Water
- Community Type: Boating,Non-Gated
- Water Front: Yes
- Boat Access: Boat Dock Private,Boat Lift,Captain's Walk,Composite Dock,Elec Avail at dock,Tiki Hut,Water Avail at Dock
- Private Pool: Yes
- Pet Policy: No Approval Needed
- MLS#: 226002971
- Website: https://www.raveis.com
/prop/226002971/5318congoct_capecoral_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5318 Congo CT, Cape Coral, FL, 33904
$659,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,920 | $527,920 | $527,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $675 | $675 | $675 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,123 | $3,294 | $4,314 |
| Total Monthly Payment | $3,890 | $4,061 | $5,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388