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Welcome to 725 Shelor Ferry Road, a lovingly updated 2-bedroom, 1-bath lakefront home providing peaceful waterfront living with all the charm of a cozy lakeside getaway. Nestled along approximately 100 feet of Lake Hartwell frontage, this property is move-in ready and full of thoughtful upgrades that make lake life easy to enjoy. Step inside to find plenty of updates completed within the last two years, including a flex room added on the lakeside, just add some windows for a view of the lake. Two newer mini-splits keep the home comfortable year-round, while a cool-sealed roof and freshly redone decks add both style and peace of mind. Outside, you’ll love spending time on the wraparound deck, around the firepit, or down by the water on your covered slip dock with swim side— fully accessible from the home via a handicap-friendly path, wheelchairs and scooters are welcome here! The dock floats and decking have been replaced, and the driveway has been scraped and graveled all the way to the lake, making it simple to get to your favorite fishing or swimming spot. Two outbuildings with generous remote control roll-up doors and additional yard doors offer plenty of storage for lake toys, tools, or hobbies — both have electricity and the larger one has water run to it for extra convenience. With the title in hand, this property is ready for your next adventure — whether you’re looking for a weekend retreat, full-time home, or investment opportunity. Come enjoy the quiet, relaxed rhythm of Lake Hartwell living — where sunsets sparkle on the water and every day feels like vacation
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Our Executive Mortgage Banker:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $16 | $16 | $16 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,821 | $1,897 | $2,482 |
| Total Monthly Payment | $1,912 | $1,988 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.