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Deceptively spacious and full of character, this exceptional 2-bedroom home offers more square footage than many 3-bedroom properties and is located in the highly desirable Harbor Oaks neighborhood of Port Orange along Riverside Drive. Set on an oversized 100 x 140 lot, the property features mature landscaping highlighted by a truly magnificent, centuries-old live oak tree that creates a stunning, garden-like backdrop in the fenced backyard. Outdoor living is enhanced with a patio and firepit, perfect for relaxing or entertaining, and both the north and south side yards provide ample space for boat or RV storage. There’s also NO HOA and you're located less than 1, 000 feet from a community waterfront park/kayak launch. Inside, a formal entry with French doors welcomes you into an expansive open-concept great room designed for comfortable living and effortless entertaining. The kitchen offers abundant cabinetry and durable resin countertops, while storage is a standout feature throughout the home, including several additional hallway closets, dual closets in the primary bedroom, and a walk-in closet in the second bedroom. The generously sized primary suite includes sliding door access to the backyard patio, creating a seamless indoor-outdoor connection. A bonus Florida room offers flexible space ideal for a home office, reading nook, or sitting area. Additional highlights include a spacious 2-car garage with side-door access, solid concrete block construction, a new roof installed in December 2022 along with new attic insulation for renewed energy efficiency, and a recently replaced water heater. The home has never flooded during recent storms, offering peace of mind along with comfort and space in one of Port Orange’s most sought-after locations. Only 3. 5-miles to the beach, 1. 5-miles to Spruce Creek Preserve Park, 4-miles to Dunlawton and I-95 and 7-miles to Downtown New Smyrna Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $466 | $466 | $466 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,130 | $2,217 | $2,918 |
| Total Monthly Payment | $2,671 | $2,758 | $3,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.