10390 SW 99TH STREET, Ocala, FL, 34481 | $329,000

MOTIVATED SELLER! More home for your money! Substantial PRICE adjustment equals INCREDIBLE VALUE for this almost new, move-in-ready “smart” home on a corner-lot setting located in the sought-after Longleaf IV Neighborhood in On Top of the World, Ocala, FL. This rare Juliana gem is complete with all appliances, many upgrades and built-ins so you can move-in and enjoy resort-style amenities from your very first day! This home offers 2 bedrooms, 2 bathrooms with a flex room, upgraded finishes include barn doors, brand new built-in office space and Murphy bed, crown molding; for use as an office, guest room or hobby room. The entire home has professionally installed blinds, including motorized blinds in the living area. Luxury vinyl plank flooring flows seamlessly throughout, paired with a soothing, gray-toned interior and crown molding in all main living areas for a timeless, upscale feel. The heart of the home is a light-filled living area featuring a tray ceiling with crown molding and ceiling fan. The chef-inspired kitchen impresses with white cabinetry with crown molding, soft-close drawers and doors, quartz countertops, tiled backsplash, stainless steel appliances, and a large center island that anchors the space beautifully. Retreat to the serene primary suite complete with a walk-in closet, ceiling fan, and top-down bottom-up blinds. The spa-like ensuite bath features a zero-entry shower tiled to the ceiling with a built-in bench. The guest bathroom mirrors this level of finish with a vanity topped in quartz and a beautifully floor to ceiling tiled shower. Step outside to the screened lanai, enhanced by motorized RK sunshades, offering the perfect space to enjoy Florida living in comfort and privacy. Additional premium features include an iWave air ionization system, a lifetime HVAC filter, and quality construction that reflects the home's nearly new condition. Living in On Top of the World means more than owning a home; it's embracing a lifestyle filled with resort-style amenities, championship golf, wellness-focused facilities, social clubs, and endless opportunities to connect, explore, and enjoy every day!

Features

  • Amenities: Fence Restrictions, Fitness Center, Park, Racquetball, Recreation Facilities, Spa/Hot Tub
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car Driveway, Golf Cart Parking, Oversized
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,747
  • Acreage: 0.28
  • Est. Taxes: $5,233
  • HOA Fee: $494 Monthly
  • Lot Desc: Cleared, Corner Lot, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: OM716939
  • Days on Market: 120 days
  • Website: https://www.raveis.com
    /prop/OM716939/10390sw99thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/28/2026 6:02:09 PM)
Listing courtesy of ON TOP OF THE WORLD REAL EST   Phone: 866-228-5878

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10390 SW 99TH STREET, Ocala, FL, 34481

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $436 $436 $436
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,576 $1,642 $2,168
Total Monthly Payment $2,087 $2,153 $2,679

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.