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This delightful New England Cape captures the essence of Mystic living blending vintage character with modern, thoughtful updates. Perfectly located in a highly walkable neighborhood just a mile from downtown Mystic, enjoy easy access to award-winning restaurants, historic architecture, shopping, art galleries and so much more! The inside of the home shines with a freshly painted interior in serene, coastal hues along with refinished, original hardwood floors throughout. The home allows for one floor living with a primary bedroom, renovated full bathroom and laundry area all on the main floor. A newly installed slider gives additional access to the expansive cedar deck; perfect for summer entertaining or quiet relaxation. The updated kitchen includes stainless appliances, quartz countertops, open shelving and a recently added peninsula, improving flow, functionality and storage! The living room offers a cozy fireplace with wood burning insert while the dining room features custom banquette seating. Upstairs, two spacious bedrooms and a second full bathroom provide plenty of space for family, guests or a home office. The property includes a detached two car garage, additional off-street parking and a generously sized shed allowing ample space for vehicles, hobbies and gear! Simply perfect with easy rail access to both Boston and New York, this home serves as an ideal year-round residence or weekend retreat.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 21.0 | Upper |
| Bedroom 2 | Hardwood Floor | 11.0 x 21.0 | Upper |
| Dining Room | Hardwood Floor | 11.0 x 12.0 | Main |
| Kitchen | Remodeled,Granite Counters,Eating Space,Island,Laminate Floor | 9.0 x 18.0 | Main |
| Living Room | Fireplace,French Doors,Hardwood Floor | 12.0 x 20.0 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Sliders,Wall/Wall Carpet | 10.0 x 13.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $552 | $552 | $552 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,884 | $3,087 | $4,117 |
| Total Monthly Payment | $3,528 | $3,731 | $4,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.