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ACTIVE SHORT-TERM RENTAL OPPORTUNITY - Directly on the sand in the gated beach community of Harbor Island, this turnkey 3-bed/3-bath home offers 2, 493 sq ft of living space on a 0. 26-acre lot, with ocean-front exposure and a very strong rental history. From the raised foundation, you'll enter into a light-filled coastal retreat with panoramic Atlantic views, updated finishes throughout including quartzite countertops, new paint, and a freshly replaced roof, HVAC and water heater — all designed for low-maintenance ownership. The main level includes a comfortable guest bedroom and bath, while upstairs features two additional bedrooms, the primary suite, and a private deck overlooking the ocean. Elevator access makes transporting luggage or groceries easy. As an owner or investor, you'll also benefit from the community amenities of Harbor Island: three pools, tennis and pickleball courts, miles of biking/walking paths, beach access without the crowds, and proximity to nature and Lowcountry charm. Located just about 15 miles from downtown Beaufort and close to Hunting Island State Park, this property is ideal for a vacation home, long-term rental and/or short-term rental investment. Don't miss your chance to own a professionally updated beach house with immediate income potential and fully resort-style surroundings.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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Our Executive Mortgage Banker:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.361% | 6.203% |
| Monthly Tax Payment | $889 | $889 | $889 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,206 | $5,418 | $7,426 |
| Total Monthly Payment | $6,220 | $6,432 | $8,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.