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Newly built in 2023, this thoughtfully designed contemporary home in the desirable Southside Poughkeepsie blends modern style with energy-efficient construction and nearly 1, 900 square feet of finished living space. The home offers 3 bedrooms and 2. 5 bathrooms, with 1, 271 square feet across the first and second floors featuring a bright, open-concept main level filled with natural light. An oversized sliding glass door opens to a rear porch and fully fenced yard—ideal for outdoor entertaining or everyday living. The upper level includes two well-proportioned bedrooms and 1. 5 baths, while the finished 636-square-foot basement adds a legal third bedroom and full bathroom, creating flexible space perfect for guests, a private suite, home office, or additional living area. Quality construction and modern systems set this home apart, including solid wood siding, galvanized gutters, an EPDM flat roof, a smart Wi-Fi–enabled electrical panel, and Energy Star–rated mechanicals. Off-street parking in a private driveway adds everyday convenience. Ideally located just minutes from Vassar College and the vibrant Arlington District, you’ll enjoy easy access to local shops, cafés, and restaurants, along with a straightforward commute to NYC via Metro-North Railroad.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $656 | $656 | $656 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,464 | $2,563 | $3,441 |
| Total Monthly Payment | $3,212 | $3,311 | $4,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.