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LOCATION, LOCATION, LOCATION! There is a specific kind of magic that exists on the border of North Clearwater and Dunedin. As featured in the Tampa Bay magazine, this is a neighborhood where the trees themselves tell stories. You'll see tree lined streets with full-sized chandeliers of mermaids, glowing jellyfish, flamingos and this home's own custom Chihuly-inspired bubble fixture that shines bright, a gift of "literal light" created by neighbors to lift the spirit. While many historic homes require a compromise between character and convenience, this charming bungalow with 3 bedrooms, 2 baths, and 1, 658-sq ft, has been lovingly brought into the modern era. The goal of the current owner was simple, preserve the soul of 1925 while bringing the home up to todays standards. In 2006, the plumbing was updated and in 2008 the electrical was updated. The journey began for this owner in 2019, with over $90, 000 in recent upgrades, starting with a high-efficiency tankless water heater was installed, and a dedicated gas line. In 2020, the focus shifted to the exterior, with Hurricane-grade windows installed on all but the unexposed east side of the house and a gutter system around the home. The owner also added a custom-designed 10x10 Tuff-Shed, providing ample space for hobbies, gardening tools, etc. The year 2022 brought one of the most significant upgrades any homeowner could desire: a brand-new roof, and in 2023 the HVAC was replaced. The primary bathroom was completely renovated in 2023 with subway tile, high-end fixtures, and a free standing soaking tub, bridging the gap between the home's vintage roots and contemporary luxury. In 2024, the final touches were applied with interior & exterior painting. All in all, this home can be described as "bungalow chic" with hardwood flooring throughout, a cozy fireplace in the living room, along with a sunroom, dining room, and a functional kitchen with quartz counters, and stainless steel appliances. While the front porch is for connecting with the neighborhood, the backyard is for escaping the world. The current owners have transformed this space into a true oasis. In 2020, a new back brick patio was added, creating a sophisticated transition from the back door to the gardens. Here, you will find a fully fenced yard, with an outdoor screened-in gazebo and a dedicated BBQ area, perfect for entertaining. The landscaping has been lovingly cared for to create layers of privacy and color. There is an accessible gate which provides the perfect parking spot for a golf cart—the preferred mode of transportation in this golf-cart-friendly community. From here, you are only a block away from the Pinellas Trail, the Neighborhood Park, and the scenic beauty of waterfront Edgewater Drive. You are minutes away from the vibrant energy of Downtown Dunedin with its boutique shops, award-winning breweries, restaurants, and art galleries. With $90, 000 in recent upgrades, the heavy lifting has been done. The roof is new, the air is cold, the windows are strong, and the spirit of 1925 is alive and well. This is your opportunity to own a piece of Clearwater history, wrapped in the comfort of modern luxury. As the teal and purple lights of the Chihuly fixture reflect off the iridescent glass and the evening breeze begins to kick up from the Intracoastal as you watch the sunset from your porch, you will realize that this isn't just a home, it is the beginning of your next chapter. NOT IN A FLOOD ZONE! (X500) NO FLOODING
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $598,400 | $598,400 | $598,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.178% | 5.541% |
| Monthly Tax Payment | $272 | $272 | $272 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,351 | $3,588 | $4,810 |
| Total Monthly Payment | $3,715 | $3,952 | $5,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.