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This property is a unique find for a buyer with a vision, offering a rare blend of convenience and botanical charm. Built in 1964 and situated on just over 0. 98 acres, this home is perfectly positioned on Neptune Road—placing you right between the hearts of Saint Cloud and Kissimmee. Commuters will love being just two miles from the Florida Turnpike, providing easy access to Orlando and the coast. The lot itself is a private sanctuary, featuring a convenient looped driveway with two entrances and a lush landscape teeming with life. From the beauty of Golden Chain trees and Rain Lilies to a literal "food forest" of avocado, pineapple, guava, and papaya, the outdoor space is an incredible canvas for gardeners or those seeking a peaceful retreat. Inside, the home offers a spacious layout that is ready for your personal touch. Entry begins through a screened front porch leading into a massive living and dining combo that offers access to the enclosed area that was once a green house through multiple sliding glass doors. The kitchen features newer Ikea cabinets, and solid counter tops. Beyond the main living area, you'll find a family room that opens to an enclosed lanai and a bonus room and access the backyard. The main floor hosts the primary suite featuring a private bathroom en-suite with walk-in shower, as well as 2 additional bedrooms and another full bathroom with shower/tub combo. Adding to the property's potential is a separate upstairs area with its own private entrance, featuring a large living area and its own full bathroom. While the home requires some TLC and updates, the "bones" of the property—including the one-car garage with ample storage and an additional room with two access doors to the front and side yards - allows for endless possibilities. If you are looking for a project with great "roots" in a prime location, come take a look and imagine the potential this mini-estate holds!
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$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $59 | $59 | $59 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,382 | $2,475 | $3,255 |
| Total Monthly Payment | $2,516 | $2,609 | $3,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.