|
51 Hidden Ridge Terrace, Monticello, NY, 12701 | $350,000
Welcome to Hidden Ridge - “The Jewel of the Catskills”! This charming 2-bedroom, 2-bath, fully furnished home offers easy one-floor living in a gated community, ideal for full-time residence or the perfect weekend escape. Situated on a quiet cul-de-sac, the setting is peaceful and private. The spacious primary suite features an en-suite bath, walk-in closet plus two additional closets, ceiling fan, and sliders that open to a small, private deck overlooking a wooded backyard. Mature trees provide privacy throughout much of the year, while winter views open up the landscape. The second bedroom is privately located in its own wing on the opposite side of the home. It's perfect as a guest suite or home office and is conveniently located near the second full bath with a shower stall. This room also includes a ceiling fan and ample closet space. A separate hallway offers additional storage along with a utility closet with washer & dryer. The eat-in kitchen includes a pass-through window to the dining area for easy entertaining and opens to a cozy living room with a fireplace. Skylights throughout the home bring in abundant natural light, while central air conditioning keeps things comfortable year-round. Step outside to the large screened-in deck, renovated within the last three years, complete with ceiling fans and skylights. Ideal for enjoying the fresh mountain air! A partial basement provides clean, dry storage space. With 1, 114 square feet of fully furnished living space, this home is being sold as-is, offering a wonderful opportunity to move in and make it your own. The snow-covered setting in the photos highlights the home’s winter charm, but spring and summer bring even more to enjoy - lush surroundings and endless nearby attractions. Hidden Ridge offers community amenities including a pool, clubhouse, and fitness center, and is conveniently located near Resorts World Casino, Monticello Motor Club, Kartrite Waterpark, Bethel Woods, hiking, skiing, breweries, wineries, and more. Whether you’re looking for adventure or relaxation, this Catskills retreat delivers.
Features
- Amenities: Clubhouse, Fitness Center, Gated, Pool
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Hall
- Year Built: 1985
- Heating: Electric
- Cooling: Central Air
- Basement: Crawl Space, Partial
- Approx Sq. Feet: 1,114
- Acreage: 0.05
- Est. Taxes: $2,019
- HOA Fee: $473 Monthly
- Elem. School: George L Cooke School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
- MLS#: 857437
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/857437/51hiddenridgeterrace_monticello_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
51 Hidden Ridge Terrace, Monticello, NY, 12701
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,590 | $1,679 | $2,251 |
| Total Monthly Payment | $1,833 | $1,922 | $2,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535