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102 Zoratoa Avenue, Saint Augustine, FL, 32080 | $615,000
Rare Davis Shores Home ~ With In-Law Suite! Feel welcomed when you enter the front screened porch at This charming 1948 bungalow with a total of 3 bedrooms 2. 5 baths. Starting with the Main House offering 2 bedrooms & 1. 5 baths and next The In-Law Suite w/full bath over the garage. This is where charm meets function if you are looking for a multi-generational home or need some privacy from other family members. . . . Or simply rent it out. The main house has an oversized kitchen with bar seating & open floor plan to living and dining area, plus private deck with outside shower. Don't miss the separate Suite with private entrance thru garage but attached above garage on 2nd floor with full bath & mini kitchen, spacious. . . lives like an in-law-suite w/private side entry patio & yard. Beautiful Yard with plenty of outside patios for entertaining. Walk to downtown St Augustine, or Bike to St Augustine Beach at the State Park in just minutes. **Ask about Owner Financing** This is a great opportunity for Multi-Generational living. Separate Garage Apartment with Open Studio feel, kitchen and private bathroom. It's private entry is thru side garage door & up the stairs.
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 6534
- Style: Single Family Home
- Year Built: 1948
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,800
- Acreage: 0.15
- Lot Size: 6534
- Est. Taxes: $8,631
- Lot Desc: City
- Boat Access: No
- Elem. School: R.B. Hunt
- Middle School: Sebastian
- High School: St. Augustine
- MLS#: 260320
- Days on Market: 76 days
- Website: https://www.raveis.com
/prop/260320/102zoratoaavenue_saintaugustine_fl?source=qrflyer
Listing courtesy of Leonardi Seaside Realty
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
102 Zoratoa Avenue, Saint Augustine, FL, 32080
$615,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $492,000 | $492,000 | $492,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $719 | $719 | $719 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,910 | $3,069 | $4,020 |
| Total Monthly Payment | $3,721 | $3,880 | $4,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388