498 SANTIGUAY STREET, Punta Gorda, FL, 33983 | $395,000

Under Construction. ANOTHER GORGEOUS ADAMS HOME IN THE DEEP CREEK COMMUNITY!! The curb appeal on this home will make you the envy of the neighborhood. This home will have plenty of room for your family with 4 bedrooms, 2 bathrooms and a split bedroom floor plan. The open floor plan allows for a spacious living area for family get togethers. The under truss covered lanai has doors to access the primary bedroom, the cabana bath, and the main family room. This popular grey color scheme is always a hit with buyers. Light grey ceramic plank wood look tiled flooring throughout the home, (that's right, NO CARPET HERE!), a peppered ash granite for the counter tops, and white shaker cabinets in the kitchen and baths provides a neutral backdrop for your canvas of colors to provide your personal decorating touch. ADAMS HOMES ALSO INCLUDE: Builder 1/2/10 year warranty, in wall pest control system, irrigation system, hurricane shutters, large double pane low e windows (to let in lots of natural light), 50 gallon hot water heater, granite counter tops in kitchen & bathrooms, ceramic plank wood look tile in living, dining & wet areas (not vinyl flooring), 5 1/4 baseboards, bronze fixtures & hardware, wired smoke alert system and LED recessed lighting. THE DEEP CREEK COMMUNITY OFFERS: 2 convenient ramps to I75, Public Golf Course with optional memberships available, tennis/pickleball courts, basketball court, playground, many neighborhood shops & restaurants within the community, city water & sewer to all homes, many greenbelts throughout the community and behind most homes, NO CDD FEES & very reasonable HOA fees of only $210/year. 15 minutes to Historic Punta Gorda & The Punta Gorda Airport and only 20 minutes to Port Charlotte Beach Park & Town Center. ASK ABOUT SPECIAL INCENTIVES WHEN USING BUILDERS PREFERRED LENDER.

Features

  • Amenities: Basketball Court, Golf Course, Pickleball Court(s), Playground, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 2026
  • Garage: 2-car Covered, Driveway, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,335
  • Acreage: 0.25
  • Est. Taxes: $956
  • HOA Fee: $210 Annually
  • Lot Desc: Greenbelt, Near Golf Course
  • View: Park/Greenbelt
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: C7520429
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/C7520429/498santiguaystreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/11/2026 1:12:56 AM)
Listing courtesy of ADAMS HOMES REALTY   Phone: 239-278-5766

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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498 SANTIGUAY STREET, Punta Gorda, FL, 33983

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.156% 5.522%
Monthly Tax Payment $80 $80 $80
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,745 $1,893 $2,540
Total Monthly Payment $1,900 $2,048 $2,695

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.