1470 BAYSHORE DRIVE, Terra Ceia, FL, 34250 | $2,700,000

Welcome to Mariner’s Retreat, an extraordinary waterfront compound and development opportunity in the heart of historic Terra Ceia, Florida. Nestled along more than 475 feet of pristine shoreline on Tillette Bayou and Terra Ceia Bay, this rare Old Florida sanctuary spans approximately 9. 64 acres across three parcels, offering a seamless blend of private coastal living and investment-grade potential. Anchoring the estate at 1470 Bayshore Drive is a meticulously updated, three-story residence encompassing over 3, 600 square feet under air with a brand new roof as of late 2025 and all ceiling repairs have been done. Renovated in 2018, the home features impact-rated windows and doors, an updated kitchen and baths, new flooring and lighting, and a 2023 HVAC system. Mangrove trimming is underway to enhance sweeping water views—all the way to the iconic Sunshine Skyway Bridge. From the private dock, enjoy direct boating access to Terra Ceia Bay and the Gulf of Mexico within minutes. Whether it’s world-class fishing, dolphin sightings, or tranquil sunset cruises, life here flows with the rhythms of the water. Beyond the residence, the offering includes two development parcels across the street—1450 and 1460 Bayshore Drive—totaling over 8 acres of upland terrain with mature Florida landscape. Supported by a completed environmental study, these parcels have the potential for additional homesites to be built under Planned Development Residential (PD-R) zoning and a RES-1 land use designation. Specifics available upon request. The entire estate falls within Flood Zone AE, with base elevations of 9 to 10 feet, and offers flexible acquisition options, including the ability to purchase the entire estate or individual parcels. Owner financing may be considered for qualified buyers along with additional information and environmental reports. Mariner’s Retreat presents a rare opportunity to own a legacy estate that captures the timeless charm of Old Florida, while offering unique potential for future development or multi-generational living. All within easy access to St. Petersburg, Tampa, and the I-275 corridor—yet worlds away from the ordinary. Additional parcel tax ID's included: 2186900102, 2186900151

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1991
  • Garage: 2-car Boat, Driveway, Ground Level, Oversized, Split Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,636
  • Acreage: 9.64
  • Est. Taxes: $6,010
  • Lot Desc: Near Marina, Near Public Transit, Oversized Lot, Private
  • View: Pool, Water
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4678311
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/A4678311/1470bayshoredrive_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/9/2026 4:57:27 AM)
Listing courtesy of KW SUNCOAST   Phone: 941-792-2000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1470 BAYSHORE DRIVE, Terra Ceia, FL, 34250

$2,700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,160,000 $2,160,000 $2,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 5.996% 5.932%
Monthly Tax Payment $501 $501 $501
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,264 $12,777 $17,937
Total Monthly Payment $12,890 $13,403 $18,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.