1470 BAYSHORE DRIVE, Terra Ceia, FL, 34250 | $1,500,000

Welcome to Mariner’s Retreat, an extraordinary waterfront estate and development opportunity in the heart of historic Terra Ceia, Florida. The offering highlighted here centers on the premier waterfront parcel at 1470 Bayshore Drive, encompassing approximately 1. 41 acres with more than 475 feet of pristine shoreline along Tillette Bayou and Terra Ceia Bay—an increasingly rare canvas for private coastal living.

Anchoring this parcel is a three-story residence offering over 3, 600 square feet under air. The home has been thoughtfully improved, including a brand-new roof completed in late 2025 and full ceiling restoration. Originally renovated in 2018, enhancements include impact-rated windows and doors, an updated kitchen and baths, refined flooring and lighting, and a 2023 HVAC system. Expansive water views stretch across Terra Ceia Bay toward the iconic Sunshine Skyway Bridge.

The property offers direct water access to Terra Ceia Bay and the Gulf of Mexico within minutes, allowing for a seamless boating lifestyle with opportunities for world-class fishing, wildlife encounters, and sunset cruising.

Complementing this waterfront parcel is a rare opportunity to expand ownership with two additional vacant parcels located directly across the street at 1450 and 1460 Bayshore Drive. Together, these parcels total over 8 acres of upland terrain with mature Florida landscape. Supported by a completed environmental study, they present strong potential for future development, including additional homesites under Planned Development Residential (PD-R) zoning and a RES-1 land use designation.

Buyers have the flexibility to acquire the waterfront parcel on its own, pair it with one additional parcel, or secure all three parcels to create a nearly 10-acre compound—ideal for a private family enclave, strategic development, or a long-term legacy investment.

The property is located within Flood Zone AE, with base elevations of 9 to 10 feet. Owner financing may be considered for qualified buyers, with environmental reports and additional details available upon request.

Mariner’s Retreat captures the essence of Old Florida—private, expansive, and deeply connected to the water—while offering meaningful flexibility for future vision. All just moments from St. Petersburg, Tampa, and the I-275 corridor, yet peacefully removed from the pace of the mainland.

Additional parcel tax IDs included: 2186900102, 2186900151

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1991
  • Garage: 2-car Boat, Driveway, Ground Level, Oversized, Split Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,636
  • Acreage: 1.41
  • Est. Taxes: $6,010
  • Lot Desc: Near Marina, Near Public Transit, Oversized Lot, Private
  • View: Pool, Water
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4678311
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /eprop/A4678311/1470bayshoredrive_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 6:28:11 AM)


Michelle & PaulaLuxury Properties Specialists

561.801.3885

MichelleAndPaula@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1470 BAYSHORE DRIVE, Terra Ceia, FL, 34250

$1,500,000

Michelle & Paula

Luxury Properties Specialists

William Raveis Real Estate

Phone: 561.801.3885

MichelleAndPaula@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,200,000 $1,200,000 $1,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.349% 6.183%
Monthly Tax Payment $501 $501 $501
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,195 $7,389 $10,126
Total Monthly Payment $7,821 $8,015 $10,752

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.