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Prime Waterfront Vacant Lot with Canal Access to Charlotte Harbor
Unlock the coastal Florida lifestyle with this exceptional vacant residential parcel on a saltwater canal in beautiful Punta Gorda. Mostly cleared and ready for your dream home, this rare waterfront lot offers direct access to a scenic canal system that leads to Charlotte Harbor — perfect for boating, fishing, and sun-soaked cruising right from your backyard.
Imagine stepping out from your future dock, casting off without delay, and cruising through the peaceful canal waters toward open water. Punta Gorda’s canal network connects seamlessly to Charlotte Harbor, one of Southwest Florida’s premier boating destinations, offering effortless access to the Gulf of Mexico and endless aquatic adventures.
For unforgettable waterfront dining and local flavor, boaters often make the trip to the Riviera Bar & Grill on Alligator Creek — a beloved local hotspot with dockage available. Water taxi operators and local boaters report that such excursions to the restaurant typically take about 1 hour and 15 minutes or more each way depending on vessel speed and route, making for a perfect half-day outing on the water.
Whether you’re envisioning a custom home with panoramic water views, a private boating haven, or an investment in premier Punta Gorda real estate, this lot is a rare opportunity to embrace the quintessential Florida waterfront lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $80,000 | $80,000 | $80,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $454 | $480 | $643 |
| Total Monthly Payment | $529 | $555 | $718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.