3866 CATALINA DRIVE, Bradenton, FL, 34210 | $399,000

Welcome to your slice of paradise in the highly sought-after, gated waterfront community of Palma Sola Harbour—where coastal charm meets effortless living with no age restrictions. This beautifully positioned corner condo is filled with natural light and offers a spacious, open layout designed for both comfort and relaxation. This two-bedroom, two-bath residence showcases an updated kitchen and bathrooms, timeless ceramic tile flooring throughout, and a large laundry room with a full-size washer and dryer—making everyday living as easy as it is enjoyable. Step out onto your private patio and take in tranquil canal views, where gentle breezes and glowing sunsets create the perfect backdrop. Your personal dock (installed in 2014) offers direct access for boating, kayaking, or simply enjoying life on the water right from your backyard. Additional highlights include a covered carport with extra storage—ideal for stowing beach chairs, bikes, and all your outdoor essentials. There is a tenant in the condo and the lease can transfer to the new owner. Palma Sola Harbour is a pet-friendly community ideally located less than three miles from the world-renowned white-sand beaches of Anna Maria Island. Residents enjoy a true resort-style lifestyle with an impressive array of amenities, including two heated swimming pools, tennis courts, shuffleboard, a putting green, fitness center, billiards room, workshop, two Swedish-style saunas, and a vibrant clubhouse hosting regular social gatherings and activities. Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this exceptional property offers the perfect blend of serenity, convenience, and coastal elegance.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: PALMA SOLA HARBOUR SEC 4
  • Year Built: 1973
  • Approx Sq. Feet: 1,296
  • Est. Taxes: $5,060
  • Condo Fee: $675 Monthly
  • Water Front: Yes
  • Elem. School: Sea Breeze Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
  • MLS#: A4678441
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /prop/A4678441/3866catalinadrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 8:17:06 AM)
Listing courtesy of AN ISLAND PLACE REALTY INC   Phone: 941-720-2242

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3866 CATALINA DRIVE, Bradenton, FL, 34210

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,965 $2,015 $2,651
Total Monthly Payment $2,462 $2,512 $3,148

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.