|
Presented by
Balestriere Team |
8 Elmcrest Terrace, #APT 103, Norwalk (Spring Hill), CT, 06850 | $250,000
Set within a quiet, well-maintained 13-unit building, this first-floor one-bedroom condo offers a rare mix of historic charm, modern comfort, and everyday convenience in the heart of Norwalk. Nine-foot ceilings and an arched doorway set a welcoming tone, complemented by hardwood floors, thick walls, and a peaceful atmosphere. The eat-in kitchen features stainless steel appliances and room to dine comfortably, while the living room is filled with natural light from a large picture window overlooking a beautiful historic elm tree--with a great sunrise as well. You'll find classic charm in every room. The bedroom is privately tucked off the hall with generous closet space. Additional highlights include basement storage, on-site laundry, and hot water included in the monthly HOA fee, which also covers snow removal, landscaping, trash service, common area maintenance, and major building systems. The building is known for long-term owners and renters, minimal turnover, and a calm, secure environment. The unit includes an assigned parking space in a protected area of the lot, with ample street parking as well. Ideally located near the Norwalk Hospital, SONO Collection, Metro-North, I-95, and the Merritt Parkway, this home delivers exceptional access without sacrificing privacy or quiet. Take a closer look and experience why this thoughtfully run building has remained a hidden gem in central Norwalk.
Features
- Town: Norwalk
- Parking: 1-car
- Heating: Baseboard
- Cooling: Wall Unit
- Levels: 1
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Lower Level
- Complex: Elmcrest Terrace
- Year Built: 1980
- Common Charge: $366 Monthly
- Above Grade Approx. Sq. Feet: 707
- Est. Taxes: $3,469
- Lot Desc: N/A
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Pets Allowed: Restrictions
- Pet Policy: Ask about Pet Restriction
- Appliances: Oven/Range,Refrigerator,Dishwasher,Microwave
- MLS#: 24146886
- Website: https://www.raveis.com
/raveis/24146886/8elmcrestterrace_norwalk_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Eat-In Kitchen | Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Balestriere TeamSales Associates
203.216.0670
BalestriereTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
8 Elmcrest Terrace, #APT 103, Norwalk (Spring Hill), CT, 06850
$250,000
Balestriere Team
Sales Associates
William Raveis Real Estate
Phone: 203.216.0670
BalestriereTeam@raveis.com
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,136 | $1,198 | $1,608 |
| Total Monthly Payment | $1,500 | $1,562 | $1,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524