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Newly Remodeled Classic Florida Beach Cottage. Perfectly positioned along a Gulf-access canal, this elevated beach cottage offers classic island living at its finest. Just a short, enchanting stroll to the sugar-sand beach, this home blends coastal charm with modern updates, creating an inviting retreat for personal enjoyment or income-producing potential. Recently renovated to perfection, the residence showcases stunning flooring, vibrant coastal tones, and a seamless blend of modern coastal elegance and timeless design. The open-concept living area flows effortlessly into a spacious screened-in balcony, where tranquil water views set the stage for relaxing mornings and breezy evenings. This serene outdoor space connects beautifully to both the main living area and the primary bedroom, offering an ideal indoor-outdoor lifestyle. Recent improvements include a new driveway, along with updated fixtures, lighting, and finishes throughout, complemented by tasteful coastal furnishings and new interior window treatments that add a refined finishing touch. Impact-rated windows and sliders installed in 2022 provide peace of mind, durability, and energy efficiency. The property also offers room for a pool, enhancing both lifestyle enjoyment and rental appeal.
Ideally located on a peaceful street with convenient access to the Gulf of Mexico and bay via the backyard canal, this home is perfectly suited for boating enthusiasts, beach lovers, and those seeking a refined island escape. Whether envisioned as a personal sanctuary or an income-producing opportunity, this exceptional property invites you to experience the very best of coastal living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$987,654
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $790,123 | $790,123 | $790,123 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.972% | 5.846% |
| Monthly Tax Payment | $530 | $530 | $530 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,424 | $4,674 | $6,509 |
| Total Monthly Payment | $5,046 | $5,296 | $7,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.