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Under contract-accepting backup offers. Your search is over with this beautifully maintained, 2-bedroom, 2-bathroom home at 1147 Harbour Point Drive, nestled in the highly desirable, riverfront Harbor Point community along the Halifax River, where turn-key Florida living is truly at its best; step inside to an inviting open floor plan bathed in natural light from several skylights, featuring a comfortable dining room and living room combo with attractive laminate and neutral carpet, complemented by a modern kitchen with quartz countertops and a convenient breakfast bar, while a spacious 14 x 12 glass-enclosed Florida room provides a flexible space ideal for a home office, hobby area, or relaxing retreat; both generously sized bedrooms offer comfort and privacy, with the primary suite showcasing a private bath and ample closet space; enjoy peaceful mornings with coffee or unwind in the evenings with cocktails on your front patio, then take full advantage of the exceptional community amenities, including a beautiful clubhouse, a large sparkling swimming pool overlooking the Halifax River, a private boat ramp with boat storage, and serene surroundings enhanced by mature landscaping, plus the added convenience of a carport and additional storage, making this home perfect for year-round coastal living, a weekend getaway, a downsized retreat, an investment opportunity, or a tranquil second home. The HOA covers internet, cable, lawn care, and full access to these amenities. —this Harbor Point gem is truly a must-see.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,214 | $1,319 | $1,768 |
| Total Monthly Payment | $1,436 | $1,541 | $1,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.