113 Alger Avenue, Providence, RI, 02905 | $498,900

Step into classic elegance and generous space in this beautifully cared-for 4-bedroom, 2-bath Colonial Revival located in the heart of South Elmwood. Built in 1930, this stately home showcases timeless character paired with thoughtful updates, including a brand-new roof just installed. Original hardwood floors, rich wood detailing, oversized windows, and a flowing layout make the home equally suited for comfortable daily living and entertaining. The property sits directly across from historic Roger Williams Park, one of New England's most iconic green spaces. Enjoy daily walks through landscaped gardens, trips to the zoo or botanical center, or summer concerts at the Temple to Music all right outside your door. Inside, you'll find generously sized bedrooms, full bathrooms on two levels, a formal dining room, and a bright, expansive living area filled with natural light. Outside, the over 7, 000 sq ft lot one of the largest in the area offers a spacious backyard ideal for relaxing, gardening, or hosting gatherings. Zoned R-2 (multifamily), the property also offers flexibility and potential for conversion back to a multifamily layout if desired. Located in a quiet, established neighborhood with nearby schools, playgrounds, and ball fields, plus easy access to Downtown Providence, Cranston, and Warwick just 5 15 minutes away. Historic charm, premier location, motivated seller, and room to grow this is a rare opportunity to own a standout home in Providence.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1930
  • Garage: Detached,Garage
  • Heating: Baseboard,Oil,Radiant
  • Cooling: Window Unit(s)
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished
  • Approx Sq. Feet: 2,300
  • Acreage: 0.17
  • Est. Taxes: $5,388
  • Appliances: Electric Water Heater
  • MLS#: 1403406
  • Website: https://www.raveis.com
    /prop/1403406/113algeravenue_providence_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by eXp Realty   Phone: 888-315-3445

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

113 Alger Avenue, Providence, RI, 02905

$498,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,120 $399,120 $399,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.156% 5.522%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,204 $2,390 $3,208
Total Monthly Payment $2,728 $2,914 $3,732

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.