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Timeless coastal elegance meets Low Country charm in this exquisite two-story cottage on Amelia Island. Nestled among magnolias and wax myrtle, The Sea Cottage blends European-inspired sophistication with relaxed island living. Sunlight fills the open main living area by day, while evenings glow with the warmth of a lamplit hearth. A five-panel accordion door opens completely to the screened porch, inviting in soft breezes, jasmine, and a permanent view of native greenspace. The chef's kitchen is the heart of the home, showcasing Thermador appliances, Salamander green beadboard paneling, quartz countertops, a marble island, and finely crafted cabinetry. An American Oak armoire conceals a clever surprise, adding a touch of whimsy to this elegant space. The primary suite is a luxurious retreat of calm and texture, featuring stone wainscoting, a claw-foot tub, a handmade tile shower, a grass-cloth mural, and an 18th-century French enfilade vanity. Upstairs, beautifully appointed bedrooms and baths in both the main house and carriage suite offer privacy and flexibility. From sunset views over the Amelia River to easy access to the scenic River-to-Sea Trail, this home embraces the best of coastal living. Designer details enrich every corner: Phillip Jeffries grasscloth, William Morris wallpaper, Visual Comfort lighting, Cochrane Battlefield Oak flooring, Forbes & Lomax brass, and Bevolo gas lanterns. The owners welcome offers that include furniture, accessories, and stand-alone lighting, as well as selected artwork, making this a genuine turnkey opportunity. A home as thoughtfully designed as it is effortlessly livableThe Sea Cottage is Amelia Island at its most enchanting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,100,000 | $2,100,000 | $2,100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $3,085 | $3,085 | $3,085 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,596 | $12,255 | $17,159 |
| Total Monthly Payment | $14,806 | $15,465 | $20,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.