2323 NUTHATCH ST, St. Cloud, FL, 34771 | $775,000

Welcome to this stunning 5-bedroom, 3. 5-bath home offering nearly 4, 000 sq. ft. of living space in the highly desirable Live Oak Lake community of Saint Cloud, Florida. Built in 2020, this spacious residence is designed for both comfort and style, featuring an open-concept layout, modern finishes, and thoughtful upgrades throughout. Enjoy your own private outdoor oasis with a sparkling saltwater pool and spa, all under a screened enclosure with a covered patio—perfect for year-round Florida living and entertaining. The pool shell includes a lifetime warranty, and the Pentair equipment comes with a transferrable warranty for added peace of mind. This home also features a Junior Owner’s Suite, ideal for multigenerational living or guests. Additional highlights include a full-house solar system, a 3-car garage with epoxy flooring, fresh interior and exterior paint (2024), Hampton Bay ceiling fans, new carpet in the office and stairs, luxury vinyl flooring, abundant storage, and a central vacuum system with an automatic dustpan. Enjoy tranquil water views right from your backyard. Live Oak Lake offers resort-style amenities, including a beautiful community pool—expanding your options for relaxation and recreation. Located just minutes from Historic Downtown Saint Cloud, you'll have convenient access to shopping, dining, and entertainment. You're also perfectly positioned with a quick commute to Lake Nona Medical City (30 minutes), major theme parks (45 minutes), and the stunning Space Coast beaches (1 hour). With its generous floor plan, multiple living areas, and exceptional upgrades, this remarkable home has it all. Don’t miss your chance—schedule your showing today! Buyer to verify all room measurements.

Features

  • Amenities: Fitness Center, Playground, Pool
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2020
  • Garage: 3-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,983
  • Acreage: 0.17
  • Est. Taxes: $8,029
  • HOA Fee: $99 Monthly
  • Lot Desc: Sidewalk
  • View: Trees/Woods
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: In Ground, Pool Alarm, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: S5138997
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5138997/2323nuthatchst_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/18/2026 12:23:57 AM)

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Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 32556

339.224.0866

Scott.Petersen@raveis.com

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Our Insurance Division:

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2323 NUTHATCH ST, St. Cloud, FL, 34771

$775,000

Melissa McDonough

Sales Associate

William Raveis Real Estate

Phone: 617.794.6060

Melissa.McDonough@raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $669 $669 $669
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,520 $3,713 $4,984
Total Monthly Payment $4,281 $4,474 $5,745

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.