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NO HOA in this WATERFRONT smart home built in 2022 on a quiet cul-de-sac with an 80-ft wide canal frontage for kayaking or small motor craft cruising with west-facing spectacular sunset views alongside a 2-way bike path. Huge 12, 535-sq-ft lot offers room for a pool, RV, and boats. Five bedrooms/4. 5 bathrooms, separate laundry room. Electric water heater. Better than new-builds with over $130, 000 in upgrades, including espresso-frame impact windows and doors, custom closets and window treatments, custom tile flooring, gutters, privacy fencing, remote-controlled recessed lighting, pergola with adjustable louvers, and whole-house water filtration system. Unique to the other Galiano Point Hawthorne models is its great street design where you have a cul-de-sac on one end and waterfront dead-end on the other which reduces through-traffic and car speed. Great for primary residence or for investors. 1. 6 miles to Zoo Miami and close to schools, shopping, and Miami International Airport. Bike straight from your backyard along the Black Point Marina canal to Larry and Penny Thompson Memorial Park—home to a freshwater beach and one of South Miami’s best-kept secrets: its classic waterslides, recently brought back to life opens this summer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $939,920 | $939,920 | $939,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,635 | $5,787 | $7,932 |
| Total Monthly Payment | $6,538 | $6,690 | $8,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.