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Welcome to this charming waterfront residence, ideally situated on a private cul-de-sac within the highly regarded community of Valencia Bay. Upon entering from the covered patio, you are led from the impressive foyer into a stunning open-concept great room designed for both comfort and entertaining. The gourmet kitchen showcases timeless white shaker cabinetry, quartz countertops, a generously seated peninsula, and abundant storage, seamlessly flowing into a spacious dining area that makes hosting effortless. The great room features a custom-built-in media center and is framed by picturesque lake views, creating a serene and inviting atmosphere. Step outside to the sun-drenched, screened-in patio, where tranquil water views provide the perfect backdrop for relaxation in your own --> private oasis. The expansive primary suite offers a true retreat, complete with dual oversized custom-outfitted closets, dual vanities, a Roman tub, and a large walk-in shower. A well-appointed second bedroom includes a spacious walk-in closet and a private en-suite bath, while the versatile den serves as an ideal home office, guest space, or quiet sanctuary for relaxation. Enjoy a carefree lifestyle in this exceptional 55+ gated community, highlighted by a dramatic water feature at the entrance. The Valencia Bay clubhouse spans over 33, 000 square feet and offers an impressive array of amenities, including a full-time social director, tennis and pickleball programs, three card rooms, a café with indoor and outdoor seating, an arts and crafts studio, a billiards room, catering kitchen, cooking studio, yoga and fitness studios, and a fully equipped fitness center with men's and women's locker rooms.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.247% | 6.183% |
| Monthly Tax Payment | $755 | $755 | $755 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,018 | $4,127 | $5,731 |
| Total Monthly Payment | $4,864 | $4,973 | $6,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.