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Welcome to this 3 bedroom, 2 bath Santa Rosa Floor plan situation on a desirable corner lot in the highly sought after Del Webb Spruce Creek Golf & Country Club, a premier 55 and better community in Summerfield, Florida. Curb appeal shines with upgraded landscaping featuring concrete curbing and elegant brick paver sidewalk. Step through the leaded glass front entry into a welcoming foyer with tile flooring, ideal for easy maintenance. The open floor plan lends itself for easy entertaining, while the kitchen offers a breakfast bar, granite countertops, rich maple cabinetry, tile flooring, newer stainless steel appliances, and a bright cheerful breakfast nook. The home boasted rounded corners and custom window treatments throughout. The open living and dining areas are comfortably appointed with carpet, creating a warm inviting space for everyday living or entertaining. The laundry room is conveniently equipped with cabinetry and a utility sink for added functionality. The two guest bedrooms are of ample size, both with built-in closets, while the primary suite stands out for its exceptionally spacious size and features a private ensuite bath, providing a peaceful retreat. Enjoy year-round relaxation in the oversized, enclosed Lanai-perfect for additional living space. Additional updates include roof (2018), HVAC (2022), new water heater, new paint in 2019. This home offers comfort, space, and quality updates in one of Central Florida's most desirable active adult communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,654 | $1,721 | $2,291 |
| Total Monthly Payment | $1,949 | $2,016 | $2,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.