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Welcome to 14655 Derna Terrace, a thoughtfully designed Roma floor plan residence offering refined upgrades, privacy, and effortless indoor-outdoor living. This two-bedroom home with a dedicated study, two baths, and an extended two-car garage is set on a desirable western-exposure lot, capturing beautiful Florida sunsets. A private side entry opens to a bright, open layout where the designer kitchen anchors the home. The kitchen features upgraded Café appliances, an expanded flat island for additional prep and gathering space, soft-close cabinetry, an Italian marble backsplash, and a motion-sense kitchen faucet. It flows seamlessly into the great room and out through sliding glass doors to a covered and extended screened lanai, equipped with a natural gas line for grilling, creating an inviting indoor-outdoor living experience. The primary bedroom is privately positioned off the great room and includes a two-sided walk-in closet with custom, solid storage by Closets by Design. The primary bathroom is a spacious retreat with a walk-in shower and dual sinks. The second bathroom features dual access from both the secondary bedroom and the main hall, providing flexibility and convenience. A dedicated study offers the ideal space for a home office or quiet retreat. This home is enhanced by a long list of upgrades, including hurricane-impact windows with a transferable lifetime warranty, custom window treatments with 2" faux wood blinds and powered sun shades, anti-mold grout treatment in both bathrooms, remote-controlled ceiling fans throughout, a custom dining room light fixture, and new professionally designed landscaping by Bella Scapes. The garage is four feet deeper than standard and includes custom storage, while a five-filter reverse osmosis water system and softener adds everyday comfort and quality. Located within Esplanade at Azario, a 600-acre bundled golf community by Taylor Morrison, residents enjoy deeded golf with no equity buy-in, an 18-hole championship course, and an exceptional collection of resort-style amenities. From dining, fitness, and wellness to social events guided by an on-site Lifestyle Director, Esplanade delivers a true year-round vacation lifestyle. Set in the heart of Lakewood Ranch, one of Florida’s most sought-after master-planned communities, this location offers quick access to I-75, Tampa and Sarasota, world-class beaches, University Town Center shopping, major employment hubs, cultural attractions, professional sports, and multiple airports. Convenience, connection, and quality of life come together here.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,924 | $3,087 | $4,117 |
| Total Monthly Payment | $3,260 | $3,423 | $4,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.