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PRICED BELOW APPRAISAL COMPLETED JANUARY 2026!! Located in the heart of Habersham on Assembly Row, this exceptional townhouse offers refined Lowcountry living just steps from the Habersham Marketplace. Featuring three ensuite bedrooms, including a primary suite on the main level, this home blends comfort, function, and timeless design. Soaring ceilings and abundant natural light enhance the inviting living room with a gas fireplace, while the formal dining room—currently used as a home office—adds flexibility. The spacious kitchen includes a breakfast area with walk-out doors leading to a covered and screened dining and living space, ideal for al fresco entertaining and relaxing in the private open-air courtyard. The two-car detached garage is a rare find and has been thoughtfully. . . . upgraded with spray foam insulation, heated and cooled mini-split, water access, internet, 240-amp electrical service with breaker box, keypad entry, exterior water spigot, and an electric vehicle charger just outside the gate. During ownership, numerous upgrades were completed, including new gutters, full exterior paint (Oct-Nov 2025), fresh interior paint, courtyard enhancements, garage improvements, complete plumbing replacement (Jan 2026), new lower-level HVAC (2023-2024), plantation blinds throughout, and a tankless hot water heater (2024). The primary suite features a soaking tub and walk-in shower, while the second floor offers a comfortable TV room, two additional ensuite bedrooms, and pull-down attic stairs providing ample storage. A convenient first-floor laundry includes a stacked washer and dryer and Netgear hub. Double units with a two-car garage rarely become available. Enjoy walkable access to dining and boutique shopping, along with Habersham's signature amenities community dock on the Broad River, pool, tennis, and pickleball courts all embodying the charm of true Lowcountry living.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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$829,000
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $663,200 | $663,200 | $663,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.145% | 5.846% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,818 | $3,976 | $5,463 |
| Total Monthly Payment | $3,910 | $4,068 | $5,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.