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Welcome to easy Florida living in the sought after River Forest community of Punta Gorda. This furnished 2-bedroom, 2-bath home offers peaceful pond views, low-maintenance living, and a relaxed 55+ lifestyle in a resident-owned neighborhood. The open layout is bright and inviting, creating a comfortable flow from the living space into the kitchen, which features a breakfast bar ideal for casual meals or entertaining. Step out onto the screened lanai and enjoy tranquil water views and beautiful sunsets complete with composite decking installed in 2021 and sunshades for year-round comfort. The primary suite includes a walk-in closet with a built-in safe and a private bath with a walk-in shower. A spacious guest bedroom and second bath provide plenty of room for visitors, while a storage shed and additional outdoor storage make it easy to keep everything organized. With no carpet and being fully furnished, this home is truly move-in ready. River Forest is a well maintained, no pets, 55+ community offering low monthly fees that cover lawn care, water, basic cable, and trash service. Residents enjoy an active lifestyle with a clubhouse, pool, library, craft room, billiards, shuffleboard, bocce courts, and a full calendar of social events. Conveniently located near downtown Punta Gorda, shopping, dining, and waterfront parks, this home is perfect for anyone looking to enjoy the Florida lifestyle without the hassle. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$170,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $136,000 | $136,000 | $136,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | $140 | $140 | $140 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $751 | $815 | $1,093 |
| Total Monthly Payment | $966 | $1,030 | $1,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.