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898 BAYSHORE DRIVE, Terra Ceia, FL, 34250 | $609,000
Paradise on historic Terra Ceia Island. This home has been cherished by the same family who built it nearly 40 years ago. Elevated home with three bedrooms and two bathrooms on over a 1/2 acre that has direct water access!!! This home offers the best of both worlds. . . Old Florida feel while being conveniently located near the Skyway bridge and all the amenities now available in North Manatee County. . . including a hospital due to open in 2028. Access the water via a canoe, paddle board or install a dock for your flats boat. Oak hardwood floors add warmth and a cozy atmosphere. The well appointed kitchen over looks the water where you may be lucky enough to spot a flock of white pelicans or an aggregation of manatees. The downstairs features multiple rooms, one is perfect for your fishing supplies while another could be used to house other equipment. There is a large blank canvas space that could be transformed into whatever your heart desires. Two car garage with built-in work area. Beautifully fenced landscaped yard with a variety of palm and other fruit bearing trees. Optional membership available to the Village Improvement Association. Other neighborhood amenities include Sea Breeze Park and a boat ramp. Recent updates: A/C replaced in 2022, roof and soffits replaced 2022, windows and front door 2025. Schedule a showing today so you may continue this homes legacy of providing the ultimate Florida lifestyle.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 1986
- Garage: 2-car
- Heating: Central
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,428
- Acreage: 0.57
- Est. Taxes: $2,382
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: A4678144
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/A4678144/898bayshoredrive_terraceia_fl?source=qrflyer
Listing courtesy of SATO REAL ESTATE INC. Phone: 941-778-7200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
898 BAYSHORE DRIVE, Terra Ceia, FL, 34250
$609,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $487,200 | $487,200 | $487,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $199 | $199 | $199 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,728 | $2,918 | $3,885 |
| Total Monthly Payment | $3,018 | $3,208 | $4,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388