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Affordable and spacious! This 4-bedroom, 1. 5-bath Colonial-style home offers excellent value and versatility, featuring an extra-large backyard and a nicely sized paved driveway in a rapidly developing neighborhood-ideal for owner occupancy or strong rental income with long-term appreciation. The main level includes a foyer, cozy living room, eat-in kitchen with stainless steel appliances, hood range vent, and nice back splash, a half bath, and a primary bedroom, while the second floor offers three additional bedrooms and a full bath. The dry lower level is fully insolated and offers washer and dryer hookups and provides great potential for future finished living space. Outdoors, enjoy a massive backyard with small treated deck, a standalone patio and gazebo, two large sheds, and plenty of room to entertain or expand. Fenced in driveway, stone pathway and freshly painted front porch. Low annual taxes of just $3, 880 help keep mortgage payments affordable, this one won't last.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Eat-In Kitchen | Main |
| Full Bath | Upper |
| Half Bath | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $323 | $323 | $323 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,366 | $1,461 | $1,945 |
| Total Monthly Payment | $1,764 | $1,859 | $2,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.