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STUNNING WATERFRONT VILLA! This unit has a dock that includes a 16, 000-pound oversized boat lift for up to a 36-foot vessel. . . a true boater's dream! Welcome to this beautifully upgraded villa that embodies the ease and charm of coastal Florida living. Designed with care and attention to detail, it provides a perfect balance of comfort, elegance, and function. A private brick-paver courtyard surrounded by tropical landscaping welcomes you home. The space feels peaceful and inviting, with room for a grill or café table and a wall-mounted fan to keep the air cool while you relax outdoors. The decorative glass front door opens to a bright, open-concept interior filled with natural light and a warm coastal feel. Ceramic tile floors flow throughout, creating a polished and cohesive look. Crown molding adds subtle character, and recessed lighting gives each room a soft, even glow. A kitchen window overlooks the courtyard, connecting the indoor and outdoor spaces beautifully. The kitchen blends timeless design with modern convenience. A large granite island provides seating, storage, an apron sink with garbage disposal (2020), a touch faucet (2025), and built-in outlets. Custom cabinetry and under-cabinet lighting highlight the craftsmanship. The Dacor refrigerator (2020), Sharp under-counter microwave (2025), double built-in oven (2025), dishwasher (2025), and induction range (2021) create a kitchen ready for both everyday living and entertaining. The sleek range hood, pot filler, and dual-zone wine and beverage refrigerator add thoughtful touches, while the built-in TV nook keeps the space relaxed and functional. The dining area flows naturally into the living room, where wide sliding glass doors open to the canal and fill the space with light. The open layout feels spacious yet cozy, ideal for gatherings or quiet evenings at home. The primary suite is a calm retreat with two closets, including one with custom built-ins. The ensuite bathroom feels like a spa with split vanities, stone counters, lighted mirrors, and custom water faucets that complete the designer look. The rainfall shower and jetted soaking tub create the perfect place to unwind, while the built-in linen storage and private water closet add convenience. The second bedroom is versatile, featuring both a walk-in and standard closet. Sliding glass doors installed in 2020 open to the front courtyard, and the retractable screen allows fresh air in during cooler months. The nearby bathroom continues the home’s cohesive style with a frameless shower, stone vanity with copper sink, and built-in storage. At the back of the home, the bonus room overlooks the canal and provides a comfortable space to read, relax, or entertain. Built-in shelving, a fireplace, a TV area, and a storage closet add flexibility. Through the glass doors, the composite deck completed in 2022 extends the living area outdoors, creating a peaceful place to enjoy canal views and breezes from sunrise to sunset. The private dock includes a 16, 000-pound oversized boat lift for up to a 36-foot vessel, 50-amp shore power, remote color-changing railing lights, and a lighted pedestal that casts a soft glow across the water at night. Additional updates include a new roof (2025), a leased water softener (2020), and a water heater (2020). Located in the gated 55+ community of Boca Ciega Point, residents enjoy a friendly, active lifestyle with access to a clubhouse, shuffleboard, pool, tennis courts, and 24-hour security.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $470 | $470 | $470 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,202 | $3,283 | $4,318 |
| Total Monthly Payment | $3,764 | $3,845 | $4,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.