118 HARBOR VIEW LANE, Belleair Bluffs, FL, 33770 | $6,390,000

Under contract-accepting backup offers. Tucked along the dramatic bluffs of Belleair Causeway, this extraordinary waterfront estate unfolds like a private resort retreat, offering a rare blend of architectural distinction, thoughtful design, and sweeping water views. Completely reimagined with a brand-new solar roof that significantly reduces electricity costs, the home welcomes you through a dramatic double-door entry into light-filled interiors where walls of glass frame the ever-changing waterfront landscape. Custom ceilings, engineered hardwood floors, and exquisite millwork set the tone, while the open-concept living spaces flow effortlessly for both everyday living and grand entertaining. The chef’s kitchen is a showpiece, anchored by a stunning quartz island and outfitted with professional-grade appliances, abundant storage, and a walk-in pantry, all opening to a generous family room with a fireplace, wet bar, stunning custom hand-made lighting and seamless indoor-outdoor connection. The primary suite is a true sanctuary, complete with soaring wood-beamed ceilings, an expansive walk-in closet, and a spa-like bath featuring marble finishes, dual vanities and a soaking tub. Additional bedrooms are equally well-appointed, offering comfort, privacy, and refined details throughout. Designed for Florida living at its finest, the outdoor spaces are nothing short of spectacular, with multiple terraces, a resort-style infinity pool with Aqua Link bubblers and spa, fire pit, new seawall, and a dock with boat lift and dual jet ski lifts providing direct access to the Intracoastal and Gulf beyond. With multiple distinct outdoor levels for entertaining, relaxing, and enjoying breathtaking sunsets, this one-of-a-kind estate is a rare opportunity to own a true landmark property on Florida’s coveted Gulf Coast.

Features

  • Amenities: Park
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Lot Size: 100 x 319
  • Laundry: Inside, Laundry Room
  • Style: French Provincial
  • Year Built: 2007
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 8,068
  • Acreage: 0.73
  • Lot Size: 100 x 319
  • Est. Taxes: $54,772
  • HOA Fee: $420 Annually
  • Lot Desc: City Lot, Landscaped, Sloped
  • View: Water
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Salt Water, Tile
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Trash Compactor, Washer, Water Filtration System, Water Purifier, Water Softener, Wine Refrigerator
  • MLS#: TB8465012
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /eprop/TB8465012/118harborviewlane_belleairbluffs_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/29/2026 10:47:09 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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118 HARBOR VIEW LANE, Belleair Bluffs, FL, 33770

$6,390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $5,112,000 $5,112,000 $5,112,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $4,564 $4,564 $4,564
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $30,649 $31,061 $43,138
Total Monthly Payment $35,338 $35,750 $47,827

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.