3126 UMBRELLA TREE DRIVE, Edgewater, FL, 32141 | $389,000

Under contract-accepting backup offers. BRAND NEW FROM TOP TO BOTTOM!
This stunning home has been completely reimagined and rebuilt to create the feel of new construction with thoughtful upgrades at every turn. Designed as a true sanctuary, every detail has been carefully selected for comfort, durability, and peace of mind.

A new rear addition creates a private retreat featuring a 4th bedroom, 3rd full bathroom, and an interior laundry area, perfectly separated from the main living space—ideal for guests, multigenerational living, or a quiet home office.

Set high and dry in a peaceful part of the neighborhood, this home invites relaxation and everyday enjoyment. Inside, you’ll find solid wood, soft-close cabinetry in the kitchen and baths, granite countertops, and brand-new stainless steel Samsung appliances ready for your first meal. Walk-in showers provide easy, comfortable access, while impact-rated, double-pane windows and doors enhance safety, efficiency, and quiet.

Behind the walls, everything is new: plumbing, electrical, HVAC, spray foam insulation, and more—making this home truly move-in ready. A 150-MPH rated roof delivers confidence during storm season, and underground utilities ensure more stable electrical service. Step outside to a fully fenced backyard offering privacy, security, and space to unwind.

Simply put—if you can see it, it’s new.
Following fire damage in 2024, this home was rebuilt to 2025 Building Code standards or higher, providing modern construction, superior systems, and long-term reliability.

This is not just a remodel—it’s a fresh start.

Features

  • Amenities: Clubhouse
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Common Area, Electric Dryer Hookup, In Garage, Inside, Laundry Closet
  • Year Built: 1992
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Off Street, Oversized
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,989
  • Acreage: 0.22
  • Est. Taxes: $1,782
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Touchless Faucet
  • MLS#: NS1087054
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/NS1087054/3126umbrellatreedrive_edgewater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 2:17:07 PM)
Listing courtesy of ELITE REAL ESTATE TEAM   Phone: 386-314-7505

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3126 UMBRELLA TREE DRIVE, Edgewater, FL, 32141

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $149 $149 $149
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,916 $2,522
Total Monthly Payment $2,039 $2,139 $2,745

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.