790 MONACO DRIVE, Punta Gorda, FL, 33950 | $819,000

Set along a Gulf-access canal in the coveted Burnt Store Isles community, this beautifully maintained 4-bedroom, 3. 5-bath waterfront home offers timeless Florida living with peace of mind, numerous updates, amazing sunsets, and square footage galore. This home offers just under 2, 900SF of living space, features a 1½-story layout, and 12ft ceilings in the main living areas. A large screened-in front porch with space for seating greets you. Beyond are double beveled-glass entry doors that open to an airy foyer and living space with immediate water views. Brazilian rosewood flooring enhances the living and dining rooms, while ceramic tile flows through the kitchen and additional living areas. The centrally located kitchen showcases granite countertops, hardwood cabinetry, Samsung appliances, a center island with slide-in stove, walk-in pantry, breakfast bar seating, and picturesque sunset and water views. A split-bedroom design provides privacy. On the main floor you will find a spacious owner’s suite with Roman shower, garden tub, dual granite vanities, plantation shutters, and lanai access, and 2 generously sized guest rooms on the other side of the house. Head upstairs for a private guest suite that enjoys sweeping water views, balcony access, and its own bath—ideal for visitors or multigenerational living. Outdoors, the corner lot impresses with a circular driveway, patterned coating, cement dock, irrigation system, and a stunning screened two-story pool deck featuring a pool with fountain and waterfall, outdoor shower, storage, and an expansive covered lanai with electric roll-down sun and privacy screens. Recent improvements from 2018–2025 include a METAL ROOF (2023), IMPACT WINDOWS, WHOLE HOME GENERAC GENERATOR (2024), SOLAR WATER HEATER, UPGRADED INSULATION, SOLAR ATTIC FANS (2023), WHOLE-HOUSE WATER TREATMENT WITH R/O, GUEST SIDE A/C 2021, POOL EQUIPMENT (2022), LIGHTING, FANS, AND MORE — WINDOWS PROTECTED WITH EITHER IMPACT GLASS OR STORM SHUTTERS, INCLUDING ELECTRIC SHUTTER FOR FRONT ENTRY. Additional highlights include an oversized garage with workbench, storage, second refrigerator, 50-amp RV outlet, and a remote-controlled privacy screen, as well as a TRANSFERABLE HOME WARRANTY & FLOOD INSURANCE. Burnt Store Isles in Punta Gorda, a deed-restricted community, is centrally located close to grocery shopping, yet biking & walking friendly. Twin Isles Country Club, provides optional golf membership and social opportunities, and is located in the neighborhood. Downtown Punta Gorda is also just a few miles away, offering quaint shops & restaurants.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 129 x 40 x 125 x 212
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 1993
  • Garage: 2-car Circular Driveway, Driveway, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,895
  • Acreage: 0.4
  • Lot Size: 129 x 40 x 125 x 212
  • Est. Taxes: $1,857
  • Lot Desc: Corner Lot, FloodZone, Landscaped, Oversized Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Whole House R.O. System
  • MLS#: C7519701
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/C7519701/790monacodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/15/2026 11:03:51 PM)
Listing courtesy of Harborside Realty   Phone: 941-541-1001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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790 MONACO DRIVE, Punta Gorda, FL, 33950

$819,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $655,200 $655,200 $655,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $155 $155 $155
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,772 $3,928 $5,397
Total Monthly Payment $4,019 $4,175 $5,644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.