1036 SAN CRISTOBAL AVENUE, Punta Gorda, FL, 33983 | $789,000

Experience the best of Florida living in this BRAND NEW Deep Creek duplex located in beautiful Punta Gorda. Each spacious unit offers 1, 687 SQ FT of modern comfort with a SPLIT FLOOR PLAN, soaring HIGH CEILINGS, sleek LED LIGHTING, and TILE FLOORING THROUGHOUT. Enjoy peace of mind with IMPACT WINDOWS AND DOORS and a METAL ROOF built to last and protect, all supported by solid BLOCK CONSTRUCTION.
Each unit features a beautifully designed kitchen with GRANITE COUNTERTOPS, a SPACIOUS INDOOR LAUNDRY ROOM, WALK-IN PANTRY and a PRIVATE OVERSIZED 2 CAR GARAGE, measuring almost 21x24. There is an abundant amount of storage space throughout, including EXTRA CABINETS conveniently located just off the dining area for added functionality. The thoughtful layout ensures each side lives like a true SINGLE FAMILY HOME, offering excellent privacy, comfort, and a LOW MAINTENANCE LIFESTYLE. Each unit also has SEPARATE UTILITIES, making management simple and ideal for both owners and tenants.
This property is an outstanding INCOME PRODUCING OPPORTUNITY. Live in one unit while renting out the other or rent out BOTH UNITS for consistent long term investment potential. Located OUTSIDE OF A FLOOD ZONE with VERY LOW ANNUAL HOA FEE, this duplex offers affordability and strong financial appeal for investors and homeowners alike.
The backyard is SPACIOUS and provides each unit with its own outdoor area, along with a beautiful and private feeling view. Tenants and owners will appreciate the room for outdoor seating, pets, and relaxation.
Deep Creek is known as a desirable rental area with strong tenant demand, and this location is just minutes from I 75, shopping, downtown Punta Gorda, dining, entertainment, medical facilities, parks, and WORLD CLASS GOLFING AND FISHING.
For beach lovers, Englewood Beach is approximately 35 minutes away, offering easy access to beautiful Gulf waters, soft sandy shores, and unforgettable sunsets.

Features

  • Bedrooms: 6
  • Units: 2
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2025
  • Garage: 4-car Driveway, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,314
  • Acreage: 0.46
  • Est. Taxes: $1,095
  • HOA Fee: $165 Annually
  • Lot Desc: Landscaped, Oversized Lot
  • View: Park/Greenbelt
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7520255
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/C7520255/1036sancristobalavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/4/2026 11:38:35 PM)
Listing courtesy of SELLSTATE VISION REALTY   Phone: 941-336-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1036 SAN CRISTOBAL AVENUE, Punta Gorda, FL, 33983

$789,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $631,200 $631,200 $631,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.292% 5.628%
Monthly Tax Payment $91 $91 $91
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,584 $3,835 $5,116
Total Monthly Payment $3,767 $4,018 $5,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.