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UPDATED VILLA • GREEN SPACE VIEWS • PRIME OTOW LOCATION! Welcome to this popular Philadelphian Model Villa in the desirable Friendship Colony neighborhood of On Top of the World, Ocala’s premier 55+ gated golf community. Perfectly positioned with peaceful green space across the street, this beautifully maintained home offers privacy, comfort, and easy low-maintenance living. This 2-bedroom, 2-bath villa with a 1. 5-car garage provides plenty of space for your vehicle, golf cart, and storage, along with valuable updates already completed. Major Updates Include: 2023 Roof, 2013 HVAC (meticulously maintained), 2013 Windows, fresh interior and exterior paint, updated kitchen with granite counters & custom backsplash, custom blinds throughout, and finished Florida Room under heat & air. From the moment you arrive, the stone-accented exterior and large tiled front porch create welcoming curb appeal—an ideal place to enjoy morning coffee or relax with neighbors in the evening. Inside, the bright Great Room features a solar tube for extra natural light, a beautiful picture window, and a custom ceiling fan. The split-bedroom layout offers privacy for both owners and guests. The front guest bedroom is light-filled and spacious, while the nearby bath has been updated with a new tub surround, grab bars, comfort-height toilet, and modern fixtures. The private primary suite, located at the rear of the home, includes custom blinds, a ceiling fan, and a large walk-in closet with convenient access toward the kitchen. The en suite bath offers a tiled step-in shower, comfort-height toilet, and upgraded lighting and fixtures. The upgraded eat-in kitchen features luxury vinyl plank flooring, granite countertops and sink, custom backsplash, pantry, and newer appliances—perfect for everyday living or entertaining. Additional living space awaits in the Florida Room, complete with LVP flooring, heat and air, a wall of windows for natural light, ceiling fan, extra outlets, and a convenient kitchen pass-through. A separate screened room with tile flooring adds even more space to enjoy Florida’s beautiful weather. The garage just off the kitchen includes a high-end front-load washer and dryer, generous storage, and pull-down attic access for even more storage options. This home has been exceptionally maintained, with recent service updates including HVAC maintenance (June 2025), carpet cleaning (August 2025), and garage door service (September 2025). A beautifully updated villa in a fantastic location—offering comfort, convenience, and the active Florida lifestyle you’ve been looking for. The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, irrigation water, irrigation system maintenance, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball (uncovered & covered), billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $157 | $157 | $157 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $686 | $714 | $947 |
| Total Monthly Payment | $918 | $946 | $1,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.