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A rare find. A truly move-in-ready home that delivers low-maintenance living with the modern comforts you want. Set in Groton, this charming home offers 700+ square feet of thoughtfully designed space, featuring 2 bedrooms and 1 full bathroom. Start your day-or wind down your evening-in the enclosed sun porch, a flexible bonus space perfect for relaxing, entertaining, or creating an extra family room, home office, or hobby area. Inside, the bright eat-in kitchen shines with stainless steel appliances and flows effortlessly into a cozy dining area, where an abundance of windows fills the space with warm, natural light. Everyday convenience is built in, with a dedicated laundry room located just off the primary bedroom. Both bedrooms offer generous closet space, making the layout as functional as it is comfortable. Outside, enjoy the deck-ideal for morning coffee or weekend get-togethers-plus a large backyard shed that provides excellent extra storage. You'll also appreciate central air and energy-efficient propane heat for year-round comfort. Recent 2023 upgrades include a new hot water heater, new deck, new gutters, and a new porch storm door-so you can settle in with confidence. And the location? It's hard to beat. Convenient to major highways, Groton Sub Base, Electric Boat, Pfizer, Yale New Haven Health facilities, East Point Beach, and the casinos-this home offers the perfect blend of comfort, convenience, and easy coastal living.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Dining Room | Main | |
| Kitchen | Galley | Main |
| Living Room | Wall/Wall Carpet | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | $29 | $29 | $29 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $700 | $739 | $973 |
| Total Monthly Payment | $804 | $843 | $1,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.