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Nestled in the desirable gated community of Retreat west of 41, this exquisite lakefront property offers unparalleled living with enhanced security and proximity to Delnor Wiggins State Park as well as Vanderbilt Beach. Showcasing spectacular views of the pristine lake and surrounding preserve area, the property invites you to enjoy the local wildlife and a scenic walking path just outside your door. The completely renovated kitchen is a chef's dream, featuring custom backsplashes, granite countertops, stainless steel appliances, and convenient pull-out shelves in all lower cabinets. Enjoy new LVP flooring throughout the home and the added convenience of an EV plug in the garage. The updated unit includes a newly installed AC and an inviting all-seasons room for year round use and enjoyment, ensuring comfort and style in every space. Enjoy natural light pouring in from the sky light as well as vaulted ceilings. Updated master and guest bathrooms, spacious bedrooms as well as ample storage can all be found in this well appointed unit offered with furnishings being negotiable. The community offers lush landscaping, a heated pool, tennis courts and miles of walking/biking paths. Located just minutes from the beach, dining, and shopping, this property embodies both tranquility and convenience, perfectly situated west of 41 and designed for an exceptional lifestyle. Sold with a 1 year home warranty for the new buyer at closing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,372 | $3,157 |
| Total Monthly Payment | $2,566 | $2,721 | $3,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.