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Build your vision on this 1. 32± acre private homesite located on Cord Avenue in St. Cloud, within the established Horizon Meadows subdivision. This vacant, high-and-dry lot offers exceptional privacy, with a conservation area bordering one side, providing a peaceful setting and a natural buffer with no immediate neighbors behind you. The seller has a current survey on file, and initial driveway preparation has already been completed, including the installation of a drainage culvert beneath the driveway area to properly manage stormwater runoff. This pre-work adds value and helps streamline future site development. The property is identified with OARM Zoning (Office / Agricultural / Residential Mixed-Use) land use, offering flexibility for residential use and potential alternative uses subject to Osceola County zoning approval. The subdivision layout and surrounding properties also support single-family residential and manufactured home use, making this an excellent opportunity for buyers seeking space, privacy, and options. Buyers are encouraged to verify zoning, permitted uses, and building requirements directly with Osceola County for their intended use. Conveniently located approximately 12 minutes from Downtown St. Cloud, with easy access to shopping, dining, local markets, and the St. Cloud Lakefront Park on East Lake Tohopekaliga. Nearby access to US-192, Canoe Creek Road, and Florida’s Turnpike provides a straightforward commute to Lake Nona, Medical City, Kissimmee, and Orlando. This property offers the rare combination of usable acreage, privacy, pre-development improvements, and proximity to modern conveniences, making it an ideal opportunity for a future homesite or long-term investment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,920 | $135,920 | $135,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $815 | $848 | $1,120 |
| Total Monthly Payment | $890 | $923 | $1,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.