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An incredible 5 bedroom, 4 full bath custom home in the heart of downtown Summerville designed with elevated finishes & modern functionality on wooded lot with NO HOA. The home features a dramatic great room with soaring ceilings, beautiful LVP flooring & fireplace with shiplap detail. The open layout flows seamlessly into a chef-inspired kitchen with a large center island, gas cooktop, stainless appliances, custom range hood & designer tile backsplash. The spacious 1st floor master has dual vanities, 2 walk-in closets, spa-style tub & glass-enclosed tiled shower. A first-floor office adds flexibility, while an upstairs bonus room with closet serves as a potential 6th bedroom. You'll also love the full front & large back (screen) porches. This is an opportunity you don't want to miss!!In addition, you will love the full walk-in pantry and the spacious separate laundry room with built-in hall tree & broom closet which leads right out to your oversized two-car garage providing ample storage with functionality. The exterior of this home features durable cement fiberboard siding, architectural shingles, a metal accent porch roof and is all set on a raised slab foundation. Located minutes from the desirable downtown Summerville with all the shopping, restaurants and entertainment you desire. Located in the coveted Dorchester District II School district. A full 2-10yr warranty will convey at closing. ***There is also still time to make any non-structural customizations to this home with the builder that can include fencing, appliances, interior built-ins & more!!***
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Our Executive Mortgage Banker:
$799,859
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,887 | $639,887 | $639,887 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,940 | $4,150 | $5,357 |
| Total Monthly Payment | $4,032 | $4,242 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.