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Seller offering $3500 credit to buyer for additional hurricane protection. Discover a serene private retreat in this charming Antigua villa on a wide cul-de-sac lot with no rear neighbors. Radiating curb appeal, it offers ultimate peace of mind with robust frontal hurricane protection, including a hurricane-rated front window and garage door. Enjoy exceptional privacy and sweeping lake views from the 2023 back patio pavers. Inside, find stunning upgrades like a 2024 primary bath renovation with a frameless shower and new tile. Meticulously maintained, the home features a newer GE washer, an added 2025 hurricane window in the guest bedroom, fresh 2025 interior paint, and luxury vinyl plank installed in 2022! A rare sense of seclusion within a vibrant community! The true jewel of this home is the massive 31' x 10' enclosed patio and Florida room. This expansive additional living space seamlessly blends the indoors with the outdoors, providing a versatile area perfect for entertaining guests, dining al fresco, or simply relaxing in the comfort of air-conditioned views. The layout is designed to maximize the beautiful waterfront scenery, ensuring that the natural beauty of the surroundings is a constant presence in your daily routine. With ample room to spread out, this villa feels much larger than its footprint suggests. Located within the sought-after, gated 55+ community of Emerald Pointe, this home offers a lifestyle as active as it is relaxing. You are just a short walk away from the bustling clubhouse. Beyond the gates, convenience is king, you are moments from the library, movie theater, shopping, and diverse restaurants. Plus, a short ride brings you to the pristine sands of Delray Beach and its famous boutiques, making this the perfect home base for enjoying the best of South Florida.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $285,600 | $285,600 | $285,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.508% | 5.794% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,712 | $1,782 | $2,334 |
| Total Monthly Payment | $1,965 | $2,035 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.