|
|
Presented by
Eddy Carlyle |
Light-filled and impeccably maintained, this stunning 4-bedroom, 4-bath residence offers nearly 2, 900 square feet of thoughtfully designed living space in the highly desirable Palencia Golf Community. Built in 2018 and nestled on a quiet cul-de-sac, the home sits on an expansive 0. 38-acre lot, delivering rare privacy and room to breathe. The open-concept layout is both functional and inviting, with abundant natural light flowing seamlessly through the main living areas. The kitchen opens effortlessly to the family and dining spaces, making it ideal for everyday living, hosting gatherings, or relaxed evenings at home. Spacious bedrooms and flexible living areas provide endless options for guests, a home office, or multigenerational living. A 3-car garage adds exceptional convenience, offering ample space for vehicles, storage, or hobbies. Throughout the home, thoughtful upkeep and pride of ownership are evident at every turn. Located in Palencia, residents enjoy access to optional golf membership, a clubhouse with bar and restaurant, resort-style amenities, scenic walking trails, and a vibrant sense of community. All of this is just minutes from historic downtown St. Augustine, beautiful beaches, shopping, dining, and top-rated schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
Sales Associate
William Raveis Real Estate
Phone: 239.777.9243
Eddy.Carlyle@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $796 | $796 | $796 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,634 | $3,833 | $5,145 |
| Total Monthly Payment | $4,522 | $4,721 | $6,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.