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Welcome to your opportunity to own a well located, spacious home in an active 55+ community where size, location, and major updates truly shine. This 4 bedroom home offers excellent square footage and a relaxed Southwest Florida coastal getaway feel in Lemon Bay Isles, a well loved neighborhood known for its INCREDIBLY LOW HOA FEES for the location and amenities offered. The open kitchen, living, and eatery area creates a seamless layout with plenty of space for cooking, dining, and gathering, ideal for everyday living and entertaining alike, while a dedicated dining room adds flexibility and enhances natural flow throughout the main living spaces. NEW LUXURY VINYL PLANK FLOORING INSTALLED IN 2023 has been added throughout most of the main areas and is complemented by NEWER APPLIANCES. The primary suite features a soaking tub, providing a peaceful retreat, and a sunroom just off the living room adds valuable bonus space perfect for relaxing, working, or entertaining. Major updates include a NEW ROOF IN 2022, a NEW AC UNIT IN 2019, a NEW HOT WATER HEATER IN 2023, and new 6" SEAMLESS GUTTERS added in 2023 around the majority of the home's exterior. The NEW 36 X 20 CARPORT added in 2024 features upgraded 6x6 posts, PROPER STRAPPING, and EXTRA TIE DOWNS for hurricane readiness, along with an additional workshop area featuring built in shelving, a WALL AC UNIT, and ALL NEW PLYWOOD & WIRING done previously, making it ideal for projects, storage, or hobbies. The front porch is primarily concrete with wraparound rock and curbing, adding durability and character. Partially furnished and offering a turnkey start, with the washer and dryer under two years old. Located a stones throw away to the amenity center, the community offers a clubhouse, pool, pickleball & tennis, social activities, and recreation, and is just minutes to downtown Dearborn Street with its restaurants, boutiques, coffee shops, live music, and events, as well as close to Englewood Beach and Manasota Key for sunsets, shelling, and Gulf access. This large CORNER LOT offers tons of space and privacy, and best of all this home is in a NO FLOOD ZONE, making it an incredible opportunity that blends space, comfort, lifestyle, and location in one of Englewood’s most sought after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$252,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $202,000 | $202,000 | $202,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $69 | $69 | $69 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,195 | $1,244 | $1,649 |
| Total Monthly Payment | $1,339 | $1,388 | $1,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.