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Beautifully appointed & thoughtfully upgraded, this charming WATERFRONT home is located in the highly desirable 55+ community of Lemon Bay Isles in Englewood, Florida. Enjoy peaceful water views from your charming covered back porch, complete with stairs that lead directly down to the water, the perfect spot to relax and take in the scenery, all while being in a NO FLOOD ZONE. Live just minutes from Englewood Beach, shops, dining, and events of historic Downtown Dearborn Street. The community offers a welcoming clubhouse and impressive amenities, all with LOW HOA FEES. Inside, timeless finishes and details create a warm, refined atmosphere. Crown moulding flows throughout the entire home and is paired with 5" baseboards and tray ceilings in the main living area! Beautiful transom windows complement the living space & gently flood the room with natural light, adding to the home’s bright and inviting feel. From the main living areas, you can enjoy your water views as you step through the sliding glass doors that lead out to the back porch. Luxury vinyl flooring runs throughout the home, creating a cohesive updated feel that is easy to maintain! The kitchen has been updated with stainless steel appliances and a fully tiled backsplash. It offers plenty of counter space for cooking and entertaining, along with lots of cabinetry for storage. A large single bay sink sits at the peninsula, keeping the space open to the main living area while still being practical for everyday use. The oversized primary bedroom offers plenty of space to truly relax & unwind. It features an en suite bathroom and a massive walk in closet with excellent storage. The bathroom includes dual vanities, a soaking tub, and a walk in shower, creating a comfortable and well designed private retreat. Major upgrades add serious value throughout the home. A BRAND NEW 35 X 18 CARPORT was completed in November as a $30, 000 improvement. The home also features a 2023 ROOF & a 2020 AC UNIT, giving you peace of mind on the biggest systems. A 50 AMP SERVICE has been added for a generator, making the home storm ready and well prepared for Florida weather. In the kitchen, the stove was purchased in December and the microwave in September, offering extra peace of mind for new owners. The interior laundry room is generously sized and functions like a mudroom, offering a practical front entry feel. It includes a utility sink, washer & dryer, space for coats or bags, and additional storage, making it perfect for everyday life. Outdoor living is highlighted by two distinct spaces. The covered back porch is the perfect place to relax and take in serene views and cooling breezes. Just beyond, a fully enclosed Florida sunroom with windows provides additional year round living space and offers direct access to the garage. The garage provides ample space for storage, tools, and utilities, and also features an access ramp built in 2025. You will notice this home’s beautiful curb appeal as soon as you arrive, with mature Florida landscaping that surrounds the entire property and creates a welcoming, well cared for setting. Enjoy living in a prime Englewood location close to the beach, downtown Dearborn, and within a community that offers a resort style pool overlooking the water, pickleball and tennis courts, shuffleboard, and a lively clubhouse for social events and activities, making Lemon Bay Isles such a loved place to call home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $251,920 | $251,920 | $251,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $166 | $166 | $166 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,551 | $1,591 | $2,092 |
| Total Monthly Payment | $1,792 | $1,832 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.