10315 CORTEZ ROAD W, #12-3, Bradenton, FL, 34210 | $99,999

PRICE IMPROVED! A One-of-a-Kind Coastal Cottage with Circus History
Stop looking and start living! Own a unique piece of Florida history in the heart of Paradise Bay. This "cute as a button" cottage is the only stick-built home in the community and famously served as the summer retreat for a Barnum & Bailey circus performer.
Meticulously refreshed for 2025, this home perfectly blends vintage charm with modern, move-in-ready convenience.
Why You’ll Love It:
Artistic Curb Appeal: Features newly installed vinyl siding on front of home accented by hand-painted shutters by a local artist.
Modern Interior: Enjoy an airy, open-concept layout with 8-foot ceilings, coastal tones, and crisp white wainscoting.
Fresh & Durable: Stunning new decorative epoxy-coated floors (2024) flow throughout, beautiful and effortless to maintain.
2025 Major Updates: Brand-new water heater, bathroom vanity/sink, ceiling fans, and stainless steel fixtures.
Bonus Features: 2023 aluminum storage shed (8x5), off-street parking for two cars, and existing park approval for a new unattached front deck! Manatee County approval required.
Live the Resort Lifestyle:
Paradise Bay Estates is a premier 55+ waterfront co-op currently undergoing a vibrant transformation. You’re just steps away from the massive heated pool and spa, shuffleboard courts, cornhole, fitness center, and the soon-to-be-renovated Recreation Hall. Pickleball, bocci and the library are only a few more steps away! Boaters will love the private ramp and 97-slip marina (waitlist), all located just minutes from the world-class beaches of Anna Maria Island and historic Cortez Village.
Whether you're looking for a winter retreat or a full-time slice of paradise, this unique "stick-built" gem is ready for you.

Features

  • Amenities: Clubhouse, Fitness Center, Laundry, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Year Built: 1960
  • Heating: None
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 432
  • Acreage: 0.02
  • Est. Taxes: $1,542
  • HOA Fee: $180 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: A4678410
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/A4678410/10315cortezroadw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 7:32:09 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-761-3100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10315 CORTEZ ROAD W, #12-3, Bradenton, FL, 34210

$99,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $79,999 $79,999 $79,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $129 $129 $129
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $493 $505 $664
Total Monthly Payment $696 $708 $867

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.