10315 CORTEZ ROAD W, #12-3, Bradenton, FL, 34210 | $127,999

Own a unique piece of Florida history in the heart of Paradise Bay! This "cute as a button" cottage is the only stick-built home in the community and famously served as the summer retreat for a Barnum & Bailey circus performer. Featuring extraordinary curb appeal with custom-painted shutters by a local artist, this home perfectly blends vintage charm with modern, move-in-ready updates.
The interior boasts an airy open-concept layout with 8-foot ceilings, coastal pastel tones, and crisp white wainscoting. The decorative epoxy-coated cement floors are as beautiful as they are easy to maintain. The efficient kitchen features white upper cabinetry and stainless steel fixtures, while the bathroom offers a walk-in shower with sliding doors and a dedicated laundry closet (hookups ready for an apartment-size stackable).
Recent upgrades include: 2025-New bathroom sink/cabinet, hot water heater, ceiling fans, and stainless fixtures. 2024-New decorative epoxy floor coating. 2023-New 8x5 aluminum storage shed. Extras: Off-street parking for 2 cars and approval in place for an unattached front deck.
Live the Resort Lifestyle: Paradise Bay Estates Co-Op is a premier 55+ waterfront co-op currently undergoing a vibrant transformation with numerous new homes and a soon-to-be-renovated Recreation Hall. Residents enjoy a massive heated pool and spa, fitness center, library, and a unique community woodworking shop. Stay active with pickleball, shuffleboard, bocce, and cornhole tournaments, or enjoy a sunset at the waterfront gazebos. For water lovers, the community offers a private boat ramp and a 97-slip marina (slips available via waitlist). All this is located just minutes from the world-class beaches of Anna Maria Island and historic Cortez Village. Numerous shops and restaurants are minutes away! Sold "As-Is. " Don't miss this extraordinary coastal opportunity!

Features

  • Amenities: Clubhouse, Fitness Center, Laundry, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Year Built: 1960
  • Heating: None
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 432
  • Acreage: 0.02
  • Est. Taxes: $1,542
  • HOA Fee: $180 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: A4678410
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/A4678410/10315cortezroadw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/18/2026 9:47:07 AM)

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NMLS Mortgage Loan Originator ID 1014636

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10315 CORTEZ ROAD W, #12-3, Bradenton, FL, 34210

$127,999

Linda Edelwich - Linda Edelwich Team

Sales Vice President

William Raveis Real Estate

Phone: 860.818.3610

Linda.Edelwich@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $102,399 $102,399 $102,399
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.132% 5.396%
Monthly Tax Payment $129 $129 $129
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $565 $613 $816
Total Monthly Payment $768 $816 $1,019

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.