643 HAVEN PLACE, #643, Tarpon Springs, FL, 34689 | $160,000

One or more photo(s) has been virtually staged. Welcome to this inviting two bedroom condo located in the heart of Tarpon Springs, Florida! Positioned on the second floor, this home offers the added benefit of no neighbors above, creating a quieter and more peaceful living experience. From the moment you step inside, the condo feels light and welcoming, with an open layout designed to make the most of every square foot. Newer Life Proof (and waterproof!) Luxury Vinyl Plank flooring throughout, New Water Heater (2020) and crown molding in all the right places! The kitchen is beautifully appointed and thoughtfully designed to stay connected to the main living areas with Quartz countertops and generous cabinet storage.

Enjoy the private, covered and screened-in balcony overlooking lush tropical landscaping right off of the living room. A large 4' x 7' storage closet is conveniently located just outside the front door, offering easy access for storing beach gear, seasonal items or extra belongings.

The Palms of Tarpon Springs community offers beautifully maintained tropical landscaping and maintenance free living with access to a spacious community pool. The location is truly a standout feature, placing you close to everything Tarpon Springs has to offer.

Nearby golf courses include Tarpon Springs Golf Course and the renowned Innisbrook Golf Resort, home of the annual PGA Valspar Golf Tournament. Outdoor enthusiasts will appreciate the many local parks and nature areas, including A. L. Anderson Park, North Anclote River Nature Park, Craig Park and Tarpon Springs Sisler Field. The famous Tarpon Springs Sponge Docks are just two miles away!

Fred Howard Park and Beach is only five miles away, providing quick access to the Gulf’s white sandy beaches and clear waters. Downtown Palm Harbor is just six miles away, while restaurants, gyms, shopping and everyday conveniences are all close at hand. With Clearwater Beach, St. Pete-Clearwater International Airport and Tampa International Airport within easy reach, this condo delivers an ideal blend of location, comfort and low maintenance Florida living!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: PALMS OF TARPON SPGS THE CONDO
  • Year Built: 1975
  • Common Charge: $425 Monthly
  • Approx Sq. Feet: 960
  • Est. Taxes: $2,293
  • Lot Desc: Landscaped, Near Golf Course, Near Marina
  • View: Garden
  • Elem. School: Tarpon Springs Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Breed Restrictions, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8463543
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8463543/643havenplace_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 1:04:55 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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643 HAVEN PLACE, #643, Tarpon Springs, FL, 34689

$160,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $128,000 $128,000 $128,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $757 $799 $1,046
Total Monthly Payment $1,023 $1,065 $1,312

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.