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The most ADORABLE Highland Lakes condo with UNBEATBALE VALUE! Beautifully RENOVATED and spacious villa in Palm Harbor’s premier 55+ golf community, Highland Lakes, offering true maintenance-free Florida living. A thoughtfully designed floor plan lives large, enhanced by oversized hurricane-impact windows that flood the home with natural light. Enjoy smooth ceilings (no popcorn), recessed lighting, luxury vinyl plank flooring, and a fully updated kitchen and bath. The spacious living and dining areas are open and versatile. The efficient galley kitchen features wood shaker cabinetry, stone-look countertops, a closet pantry, raised tray ceiling, and newer appliances. The expansive primary bedroom impresses with TWO walk-in closets plus a dedicated dressing/vanity area. Hurricane-impact sliders lead to a private garden patio with privacy walls, while the sunny front patio sits just off the living room—perfect for relaxing or entertaining. Additional storage includes a foyer coat closet and hallway linen closet. The oversized, immaculate garage offers a climate-controlled space with an insulated hurricane-impact door, laundry station with utility sink, and abundant storage—providing flexible BONUS space not included in the square footage. Major improvements since 2017 include: new HVAC and water heater, hurricane-rated dual-pane windows and sliding doors, a fully renovated kitchen, and an updated bathroom with a walk-in shower, glass doors, new vanity, lighting, and fixtures. The reasonable monthly condo fee includes cable, internet, water, sewer, trash, lawn care, exterior pest control, insurance, and building & roof maintenance. Highland Lakes membership conveys with purchase, offering unlimited FREE golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with fitness classes and entertainment, and a lakeside lodge on Lake Tarpon with private boat ramp, fishing pier, and community pontoon boats. Additional perks include RV or boat storage and a golf-cart-friendly neighborhood. Ideally located near award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports. Furniture is negotiable, making this home truly move-in ready and turn-key. If you love “new, ” this one is for you—don’t wait!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$158,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $127,120 | $127,120 | $127,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $234 | $234 | $234 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $752 | $783 | $1,030 |
| Total Monthly Payment | $1,061 | $1,092 | $1,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.