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Presented by
Lisa Hall Babcock |
Under contract-accepting backup offers. Welcome to this Well Maintained 2-Bedroom, 1. 5-Bathroom Block Construction Home in the Heart of Clearwater! This Half Duplex allows you to enjoy villa style living without the high condo fees and embrace the feeling of a single-family home all of your own. Relax with your morning coffee in the spacious Living Room or head out to enjoy the fenced in back or front yard. The Kitchen comes complete with pantry and the Dining Room is just beaming with an abundance of natural light. Laundry can be found in the oversized 1-car garage with plenty of room for storage as well. The home has tile throughout, updated bathrooms and the Roof was replaced in 2017 along with the HVAC and Electric Water Heater giving peace of mind. Close to everything including Clearwater Beach, Downtown Dunedin, St. Petersburg College, Tampa Airport, and so much more! The conveniently located neighborhood doesn’t have an HOA and is not in a flood zone which makes it that much harder to pass up. Pop in and have a look for yourself!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
Sales Associate
William Raveis Real Estate
Phone: 203.227.4343
Lisa.HallBabcock@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.178% | 5.541% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,026 | $1,098 | $1,473 |
| Total Monthly Payment | $1,371 | $1,443 | $1,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.