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Coastal Charm Meets Modern Comfort — Less Than 10 Minutes to the Beach! Bring your flip-flops and sunscreen - this beautifully maintained beach retreat is ready to welcome full-time residents, weekend escapees, or savvy investors looking for strong rental potential. FURNITURE INCLUDED! Nestled at the end of a quiet cul-de-sac, this home offers a private, serene oasis surrounded by lush, mature landscaping. From the moment you arrive, the long driveway, manicured front yard, and inviting curb appeal set the tone for what lies inside. Step through the front door to a light-filled living room featuring a spacious open floor plan and original, restored terrazzo floors—timeless and easy maintenance. The kitchen features stainless steel appliances, a cheerful light palette and a sunny window over the sink with a peaceful view. It flows seamlessly into the dining area, perfect for entertaining guests or enjoying family dinners. This thoughtfully designed home offers two generous bedrooms with ample natural light and an updated central bathroom featuring an oversized shower, neutral tile, and a fresh, clean aesthetic. A second full bathroom is conveniently located off the kitchen with an updated tile shower. A spacious multipurpose Florida room adds incredible flexibility—perfect as a reading nook, home office, or yoga retreat. Outfitted with luxury vinyl flooring, wainscoting, fresh paint and new ceiling fan, it opens directly to a tranquil backyard that overlooks a peaceful lake teeming with birdlife, fish and turtles. The home features a second bonus room, newly enhanced with a new mini-split system (2023). This space is incredibly versatile and can easily be transformed into an in-law suite, private guest quarters, fitness room, home office, or even a short- or long-term rental for added income. With its own climate control and generous layout, the possibilities for using this valuable square footage are endless. Step outside to enjoy a backyard designed for relaxation and entertainment. Unwind in the Endless Pool (2022) for low-impact fitness or soak in the sun on the Travertine patio (2023)—a stylish setting perfect for hosting friends or enjoying peaceful evenings outdoors. This home has been thoughtfully updated with key upgrades that provide peace of mind and enhance everyday comfort. The bonus room includes a washer-dryer hookups, and additional washer hookups are located in the Florida room if you choose to convert the bonus room into a rental unit. A new roof (2022), UV light added to the HVAC system 2022, and 200-amp electrical panel 2023 ensure reliable systems throughout. The water heater was replaced in 2018, and fresh interior and exterior paint 2025 gives the home a clean, modern feel. All windows are hurricane-impact rated with a transferable warranty (except for four in the Florida room). No HOA or CDD. Just freedom, privacy, and coastal living at its best. A HUGE BONUS to this property, eligible homeowners can join the Englewood Gardens Beach Club, a private social club with beach access, bayfront kayak launch, picnic areas, grills, a clubhouse, events, and more- all just minutes from your front door. Located just south of historic Dearborn Street - Minutes to restaurants, shopping, and daily conveniences - Easy access to Gulf beaches, parks, and waterways. This move-in-ready coastal gem offers the charm, updates, and location buyers dream of. Don’t miss your chance to own this slice of paradise. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.415% |
| Monthly Tax Payment | $228 | $228 | $228 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,303 | $1,413 | $1,882 |
| Total Monthly Payment | $1,606 | $1,716 | $2,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.